1605 7th St SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 1605 7th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Multi-Family Dwellings
Lot Size	2.54 acres (111,006 sqft)
Owner	Company Name on Record
Last Sale	$4,300,000 (Nov 2025)
Tax Bill	$79,038 (2026)
Deeds & Mortgages	Sep 2024 Mortgage Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17.01431.00`

Property Details

APN / Parcel Number

Primary APN	`17.01431.00`

Interior

Units	60 Units

Exterior

Architectural Style	Multi-Family
Lot Area	111,006 sqft (2.54 acres)

Location & Zoning

Street Address	1605 7TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-1350
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECT-31 TWP-036 RANGE-030 SOUTHEAST TEN LOT-001 BLOCK-001
Legal Range	030
Legal Township	036
Legal Section	31
Legal Subdivision	SOUTHEAST TEN
Legal Block	1
Legal Lot Number	1
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3016
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6589 PARKVIEW CIR, BAXTER, MN 56425-8397
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2024	Deed of Trust, Mortgage · Commercial Mortgage MY CREDIT UNION
Nov 14, 2025	Warranty Deed, Transfer NATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Feb 9, 2005 · Amount on Record
Deed Document Number	2025480464
Prior Transfer Date	Jan 20, 2005
Prior Transfer Doc	000A323275
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	1605 7TH ST SE, SAINT CLOUD, MN 56304-1350
Transaction Type	Mortgage
Record Updated	Dec 4, 2025
Title Company	COMMERCIAL PARTNERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7007 N SHORE TRL N, FOREST LAKE, MN 55025-8701

Mortgage

Document Number	0000473501
Date	Sep 12, 2024
Instrument	473501

Lender

Name	MY CREDIT UNION
Type	Credit Union
Address	MINNEAPOLIS, MN 55420

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Nov 14, 2025
Property Address	1605 7TH ST SE, SAINT CLOUD, MN 56304-1350
Document Number	0000480464
Instrument Date	Nov 7, 2025
Instrument	480464
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	OLD REPUBLIC NATIONAL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6589 PARKVIEW CIR, BAXTER, MN 56425-8397

Mortgage

Document Number	0000480465
Date	Nov 14, 2025
Instrument	480465

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$79,038.00 (+12.58%)	$3,300,000 (-19.51%) Land $420,000 Building $2,880,000	$3,300,000 (-19.51%) Land $420,000 Building $2,880,000
2025	$70,204.00 (+14.12%)	$4,100,000 (-12.34%) Land $420,000 Building $3,680,000	$4,100,000 (-12.34%) Land $420,000 Building $3,680,000
2023	$61,520.00	$4,677,200 Land $420,000 Building $4,257,200	$4,677,200 Land $420,000 Building $4,257,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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