1110 7th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1110 7th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Social Services, Low Income Housing
Lot Size	3.16 acres (137,650 sqft)
Owner	Company Name on Record
Last Sale	$2,888,000 (Apr 2023)
Tax Bill	$10,280 (2025)
Deeds & Mortgages	Jul 2023 Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85-401-9010`

Property Details

APN / Parcel Number

Primary APN	`85-401-9010`
Alternative APNs	`85-00401-9010` `42501`

Exterior

Lot Area	137,650 sqft (3.16 acres)

Location & Zoning

Street Address	1110 7TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-1569
Property Category	Public Works
Property Type	Public Works > Social Services, Low Income Housing
Legal Description	LOTS 1 TO 12, BOTH INCLUSIVE, BLK 90, EAST ST CLOUD, TOGETHER WITH THE VACATED NORTH- SOUTH ALLEY IN SAID BLK 90, THE NLY HALF OF ADJOINING VACATED 8TH STREET SE LYING BETWEEN THE EXTENSIONS SLY OF THE ELY & WLY LINES OF SAID BLK 90, THE WLY HALF OF
Legal Range	31W
Legal Township	35N
Legal Section	02
Legal Subdivision	EAST SAINT CLOUD
Legal Block	90-91
Legal Lot Number	1-12
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2008
Census Tract	31500

Owner

Source: Sherburne County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2616 168TH LN NE, ANDOVER, MN 55304
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK
May 3, 2023	Limited Warranty Deed, Transfer BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Prior Sale	Nov 4, 2016 · Amount on Record
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	1110 7TH ST SE, SAINT CLOUD, MN 56304-1569
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2616 168TH LN NW, ANDOVER, MN 55304-2073

Mortgage

Document Number	0000959168
Date	Jul 18, 2023
Instrument	959168

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	SAINT PAUL, MN 55104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 14, 2033

May 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	May 3, 2023
Property Address	1110 7TH ST SE, SAINT CLOUD, MN 56304-1569
Document Number	0000956372
Instrument Date	Apr 28, 2023
Instrument	956372
Transaction Type	Transfer
Record Updated	May 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,530.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2615 168TH LN NW, ANDOVER, MN 55304-2071

Mortgage

Document Number	0000956373
Date	May 3, 2023
Instrument	956373

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55437

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Apr 10, 2033

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,280.00 (-51.21%)	$2,805,100 (-) Land $266,000 Building $2,539,100	$2,805,100 (-) Land $266,000 Building $2,539,100
2023	$21,072.00	$2,805,100 Land $266,000 Building $2,539,100
2021			$2,805,100 Land $266,000 Building $2,539,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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