1604 Ray Wise Ln, Tracy, CA 95376 Property Records

San Joaquin County property record for 1604 Ray Wise Ln, Tracy, CA 95376 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,527 sqft · built 2005
Lot Size	0.208 acres (9,074 sqft)
Owner	Company Name on File
Last Sale	$980,000 (May 2022)
Tax Bill	$10,803 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`234-370-390-000`

Property Details

APN / Parcel Number

Primary APN	`234-370-390-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,527 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Other
Construction Type	Wood
Lot Area	9,074 sqft (0.208 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1604 RAY WISE LN
City	TRACY
State	CA
Zip	95376-5224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05-FM PT 234-370-35 PER CORRAL HOLLOW ESTATES NO.3
Legal Subdivision	CORRAL HOLLOW ESTATES UNIT #3
Legal Lot Number	101
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	4
Census Block	4016
Census Tract	5403

Owner

Source: San Joaquin County records · APN 234-370-390-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1604 RAY WISE LN, TRACY, CA 95376-5224
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED STATES SENATE FCU
Sep 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED STATE SENATE FCU
Nov 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Prior Sale	May 18, 2022 · Amount on Record
Deed Document Number	0000063628
Last Transfer Date	Aug 27, 2025
Transfer Doc	0000072216
Record Updated	Jun 07, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 18, 2022
Property Address	1604 RAY WISE LN, TRACY, CA 95376-5224
Document Number	0000063628
Map Reference	VOL 39 PG 52
Instrument Date	Apr 26, 2022
Instrument	2022-063628
Transaction Type	Transfer
Record Updated	Jun 06, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3112 KERMATH DR, SAN JOSE, CA 95132-1225

Mortgage

Document Number	0000063629
Date	May 18, 2022
Instrument	2022-063629

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1604 RAY WISE LN, TRACY, CA 95376-5224
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006804
Date	Jan 22, 2018
Instrument	2018-006804

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 12, 2028

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1604 RAY WISE LN, TRACY, CA 95376-5224
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101253
Date	Sep 11, 2018
Instrument	2018-101253

Lender

Name	UNITED STATE SENATE FCU
Type	Government Agency
Address	WASHINGTON, DC 20013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 05, 2028

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1604 RAY WISE LN, TRACY, CA 95376-5224
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 RAY WISE LN, TRACY, CA 95376-5224

Mortgage

Document Number	0000151991
Date	Nov 09, 2020
Instrument	2020-151991

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$10,803.00 (+14.94%)	$921,300 (+8.63%) Land $275,000 Building $646,300
2023	$9,399.00 (+59.33%)	$848,100 Land $250,000 Building $598,100
2022	$5,899.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770054034, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 595 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Zinnia Networks	Fixed Wireless (unlicensed)	600 / 120
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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