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1638 Ray Wise Ln, Tracy, CA 95376 Property Records

San Joaquin County property record for 1638 Ray Wise Ln, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,900 sqft · built 2000
Lot Size0.138 acres (6,053 sqft)
OwnerIndividual Name on Record
Last Sale$450,000 (Aug 2020)
Tax Bill$5,816 (2025)
Deeds & MortgagesMar 2024 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN234-370-340-000

Property Details

APN / Parcel Number

Primary APN234-370-340-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,900 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleOther
Construction TypeWood
Lot Area6,053 sqft (0.138 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1638 RAY WISE LN
CityTRACY
StateCA
Zip95376-5224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2000-FM PT OF 234-250-05 PER CORRAL HOLLOW EST #2
Legal SubdivisionCORRAL HOLLOW ESTATES UNIT #2
Legal Lot Number97
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group4
Census Block4016
Census Tract5403

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1638 RAY WISE LN, TRACY, CA 95376-5224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2024Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Aug 31, 2020Grant Deed, Transfer · FHA Mortgage
ALL WESTERN MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2020 · Amount on Record
Deed SaleAug 31, 2020 · Amount on Record
Prior SaleJun 27, 2006 · Amount on Record
Deed Document Number2020-111048
Record UpdatedJun 7, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1638 RAY WISE LN, TRACY, CA 95376-5224
Transaction TypeMortgage
Record UpdatedMar 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1638 RAY WISE LN, TRACY, CA 95376-5224

Mortgage

Document Number0000017237
DateMar 1, 2024
Instrument2024-017237
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term318 Months
DueSep 1, 2050

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 31, 2020
Property Address1638 RAY WISE LN, TRACY, CA 95376-5224
Document Number0000111048
Map ReferenceMB 34 PG 62
Instrument DateAug 27, 2020
Instrument2020-111048
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyFIRST AMERICAN TITLE CO INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1638 RAY WISE LN, TRACY, CA 95376-5224

Mortgage

Document Number0000111049
DateAug 31, 2020
Instrument2020-111049
Lender
NameALL WESTERN MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Mortgage

Document Number0000111050
DateAug 31, 2020
Instrument2020-111050
Lender
NameGOLDEN STATE FINANCE AUTHORITY
TypeGovernment Agency
AddressSACRAMENTO, CA 95814
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,816.00 (+10.11%)$487,091 (+4.04%) Land $129,890 Building $357,201
2023$5,282.00 (+2.11%)$468,180 Land $124,848 Building $343,332
2022$5,173.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 730 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Matrix Broadband
Fixed Wireless		400 / 80
unWired Broadband
Fixed Wireless		400 / 50
Cal.net
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Verizon.

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