Harford County property record for 1604 Old Joppa Rd, Joppa, MD 21085 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,176 sqft · built 2022 |
| Lot Size | 2.48 acres (108,029 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $611,845 (Dec 2022) |
| Tax Bill | $5,754 (2025) |
| Deeds & Mortgages | Jul 2022 Construction Loan Dec 2022 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 01-401496 |
| Primary APN | 01-401496 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,176 sqft Total Area |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 108,029 sqft (2.48 acres) |
| Garage Type | Mixed |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 100 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 114 sqft |
| Patio Area | 378 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 401496 |
|---|---|
| Street Address | 1604 OLD JOPPA RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-3112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 2.48 AC 1604 OLD JOPPA ROAD MONTGOMERY WDS 213/13 |
| Legal Subdivision | MONTGOMERY WOODS |
| Legal Lot Number | 4 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 301301 |
Source: Harford County records · APN 01-401496
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1604 OLD JOPPA RD, JOPPA, MD 21085-3112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2022 | Deed of Trust, Mortgage · Construction Mortgage PRIMIS BANK |
| Dec 06, 2022 | Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 06, 2022 · Amount on Record |
| Deed Sale | Dec 06, 2022 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1604 OLD JOPPA RD, JOPPA, MD 21085-3112 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0155910409 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | 15591/409 |
| Name | PRIMIS BANK |
|---|---|
| Type | Bank |
| Address | ASHLAND, VA 23005 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 06, 2022 |
| Property Address | 1604 OLD JOPPA RD, JOPPA, MD 21085-3112 |
| Document Number | 0157610278 |
| Book / Page | 15761 / 278 |
| Map Reference | MB 213 FO 13 |
| Instrument Date | Nov 30, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,059.23 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1604 OLD JOPPA RD, JOPPA, MD 21085-3112 |
| Document Number | 0157610289 |
|---|---|
| Date | Dec 06, 2022 |
| Instrument | 15761-0289 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2052 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $593,667 (+14.57%) | $626,500 (+18.66%) Land $107,400 Building $519,100 | |
| 2025 | $5,754.00 (+883.59%) Homeowner's exemption | ||
| 2023 | $518,167 | $528,000 Land $107,400 Building $420,600 | |
| 2022 | $585.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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