1600 Old Joppa Rd, Joppa, MD 21085 Property Records

Harford County property record for 1600 Old Joppa Rd, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,590 sqft · built 2022
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$561,907 (Dec 2022)
Tax Bill	$4,688 (2025)
Deeds & Mortgages	Jul 2022 Construction Loan Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-401493`

Property Details

APN / Parcel Number

Primary APN	`01-401493`
Alternative APN	`401493`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,590 sqft Total Area
Basement Area	950 sqft
Finished Basement	950 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	401493
Street Address	1600 OLD JOPPA RD
City	JOPPA
State	MD
Zip	21085-3112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 1 12632 SF 1600 OLD JOPPA ROAD MONTGOMERY WDS 213/13
Legal Subdivision	MONTGOMERY WOODS
Legal Lot Number	1
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2008
Census Tract	301301

Owner

Source: Harford County records · APN 01-401493

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1600 OLD JOPPA RD, JOPPA, MD 21085-3112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · Construction Mortgage PRIMIS BANK
Dec 06, 2022	Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 06, 2022 · Amount on Record
Deed Sale	Dec 06, 2022 · Amount on Record
Deed Book / Page	15761 / 250
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1600 OLD JOPPA RD, JOPPA, MD 21085-3112
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0155910426
Date	Jul 12, 2022
Book Page	15591/426

Lender

Name	PRIMIS BANK
Type	Bank
Address	ASHLAND, VA 23005

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Dec 06, 2022
Property Address	1600 OLD JOPPA RD, JOPPA, MD 21085-3112
Document Number	0157610250
Book / Page	15761 / 250
Map Reference	LB 213 FO 13
Instrument Date	Nov 30, 2022
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,809.54
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1600 OLD JOPPA RD, JOPPA, MD 21085-3112

Mortgage

Document Number	0157610261
Date	Dec 06, 2022
Instrument	15761-0261

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$502,133 (+19.01%)	$538,100 (+25.08%) Land $76,500 Building $461,600
2025	$4,688.00 (+1,026.92%)
2023		$421,933	$430,200 Land $76,500 Building $353,700
2022	$416.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1978–2022)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2022 · rainfall accumulation
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 59 locations within half a mile of this property.

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