1604 N Main St, Wheaton, IL 60187 Property Records

DuPage County property record for 1604 N Main St, Wheaton, IL 60187

Property Summary

Property Type	Commercial
Details	3,120 sqft · built 1972
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on File
Last Sale	$865,000 (Jan 2026)
Tax Bill	$19,265 (2025)
Deeds & Mortgages	Jan 2026 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`05-09-107-003`

Property Details

APN / Parcel Number

Primary APN	`05-09-107-003`

Interior

Stories	1 Story
Building Area	3,120 sqft Gross Area
1st Floor Area	3,120 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1604 N MAIN ST
City	WHEATON
State	IL
Zip	60187-3145
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C
Legal Description	PARK CIRCLE 1ST RESUBDIVISION A SUB OF LOT 3 IN MC GRATH & GRIFFINS RESUB
Legal Subdivision	PARK CIRCLE 1ST RESUBDIVISION
Legal Lot Number	3
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3015
Census Tract	841801

Owner

1604 N Main St, a commercial property, is owned by a company that bought it in January 2026.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Company Name on File
Mailing Address	200 W MONROE ST, 2050, CHICAGO, IL 60606-5009
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2026 · Amount on File
Deed Sale	Jan 12, 2026 · Amount on File
Prior Sale	Oct 11, 2007 · Amount on File
Deed Document Number	20262416
Prior Transfer Date	Jan 24, 1997
Prior Transfer Doc	0000020020
Record Updated	Oct 29, 2026

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jan 12, 2026
Property Address	1604 N MAIN ST, WHEATON, IL 60187-3145
Document Number	0000002416
Map Reference	DOC R70-33730
Instrument Date	Dec 18, 2025
Instrument	R2026-002416
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	UNKNOWN, CT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$865.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1604 N MAIN ST, WHEATON, IL 60187-3145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 W MONROE ST STE 2050, 2050, CHICAGO, IL 60606-5009

Mortgage

Document Number	0000002418
Date	Jan 12, 2026
Instrument	R2026-002418

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	35 Months
Due	Dec 18, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 1604 N Main St was $19,265, up 1.9% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,265.00 (+1.93%)	$318,061 (+8.46%) Land $64,783 Building $253,278	$954,183 (+8.46%) Land $194,349 Building $759,834
2024	$18,900.00	$293,252 Land $59,730 Building $233,522	$879,756 Land $179,190 Building $700,566
2022	$17,666.00	$255,100 Land $51,960 Building $203,140	$765,300 Land $155,880 Building $609,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1604 N Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	14 (1978–2013)
Claims Outside the SFHA	8 of 14
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1604 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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