1600 N Main St, Wheaton, IL 60187 Property Records

DuPage County property record for 1600 N Main St, Wheaton, IL 60187

Property Summary

Property Type	Commercial
Details	2,400 sqft · built 1972
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on Record
Last Sale	$490,000 (Nov 2020)
Tax Bill	$11,761 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`05-09-107-004`

Property Details

APN / Parcel Number

Primary APN	`05-09-107-004`

Interior

Stories	1 Story
Building Area	2,400 sqft Gross Area
1st Floor Area	2,400 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1600 N MAIN ST
City	WHEATON
State	IL
Zip	60187-3281
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C
Legal Description	PARK CIRCLE 1ST RESUBDIVISION
Legal Subdivision	PARK CIRCLE 1ST RESUBDIVISION
Legal Lot Number	2
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3015
Census Tract	841801

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1600 N MAIN ST, WHEATON, IL 60187-3281
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · SBA Mortgage SMALL BUSINESS GROWTH CORPORATION
Jan 6, 2021	Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN NATIONAL BANK
Nov 5, 2020	Warranty Deed, Transfer · Commercial Mortgage HOMETOWN NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2020 · Amount on Record
Deed Sale	Nov 5, 2020 · Amount on Record
Prior Sale	Jul 25, 2014 · Amount on Record
Deed Document Number	2020130796
Prior Transfer Date	Mar 3, 2003
Prior Transfer Doc	0000149077
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1600 N MAIN ST, WHEATON, IL 60187-3281
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000132867
Date	Nov 9, 2020
Instrument	R2020-132867

Lender

Name	SMALL BUSINESS GROWTH CORPORATION
Type	Non-Lending Institution
Address	SPRINGFIELD, IL 62704

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Oct 12, 2040

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1600 N MAIN ST, WHEATON, IL 60187-3281
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002192
Date	Jan 6, 2021
Instrument	R2021-002192

Lender

Name	HOMETOWN NATIONAL BANK
Type	Bank
Address	JOLIET, IL 60435

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Dec 16, 2030

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Nov 5, 2020
Property Address	1600 N MAIN ST, WHEATON, IL 60187-3281
Document Number	0000130796
Map Reference	DOC R70-33730
Instrument Date	Oct 7, 2020
Instrument	R2020-130796
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 N MAIN ST, WHEATON, IL 60187-3281

Mortgage

Document Number	0000130797
Date	Nov 5, 2020
Instrument	R2020-130797

Lender

Name	HOMETOWN NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Feb 7, 2021

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,761.00 (+1.93%)	$194,174 (+8.46%) Land $54,085 Building $140,089	$582,522 (+8.46%) Land $162,255 Building $420,267
2024	$11,538.00 (+5.41%)	$179,028 (+14.96%) Land $49,866 Building $129,162	$537,084 (+14.96%) Land $149,598 Building $387,486
2022	$10,946.00	$155,730 Land $43,370 Building $112,360	$467,190 Land $130,110 Building $337,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	14 (1978–2013)
Claims Outside the SFHA	8 of 14
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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