1604 Mountain Pass Cir, Vista, CA 92081 Property Records

San Diego County property record for 1604 Mountain Pass Cir, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,872 sqft · built 1992
Lot Size	0.177 acres (7,691 sqft)
Owner	2 Company Names on Record
Last Sale	$850,000 (Oct 2020)
Tax Bill	$11,293 (2025)
Deeds & Mortgages	Apr 2021 Transfer Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`219-510-21-00`

Property Details

APN / Parcel Number

Primary APN	`219-510-21-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,872 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	7,691 sqft (0.177 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1604 MOUNTAIN PASS CIR
City	VISTA
State	CA
Zip	92081-8811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 221 TR 012432
Legal Subdivision	VISTA #88-1
Legal Tract	012432
Legal Block	1
Legal Lot Number	221
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	19811

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1604 MOUNTAIN PASS CIR, VISTA, CA 92081-8811
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Intrafamily Transfer, Transfer PACIFIC COAST TITLE COMPANY
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Oct 28, 2020	Grant Deed, Transfer · Conventional Mortgage EXCEPTIONAL MORTGAGE
Oct 11, 2017	Quit Claim Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	May 13, 2005 · Amount on Record
Deed Document Number	2020665853
Prior Transfer Date	Jul 19, 1996
Prior Transfer Doc	0000418908
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 30, 2021
Property Address	1604 MOUNTAIN PASS CIR, VISTA, CA 92081-8811
Document Number	0000335164
Map Reference	MAP 12432
Instrument Date	Apr 2, 2021
Instrument	2021-0335164
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1604 MOUNTAIN PASS CIR, VISTA, CA 92081-8811
Investor	Possibly a Property Investor

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1604 MOUNTAIN PASS CIR, VISTA, CA 92081-8811
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000307107
Date	Jun 15, 2020
Instrument	2020-0307107

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 28, 2020
Property Address	1604 MOUNTAIN PASS CIR, VISTA, CA 92081-8811
Document Number	0000665853
Map Reference	MAP 12432
Instrument Date	Sep 30, 2020
Instrument	2020-0665853
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	GUARDIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 MOUNTAIN PASS CIR, VISTA, CA 92081-8811
Investor	Possibly a Property Investor

Mortgage

Document Number	0000665854
Date	Oct 28, 2020
Instrument	2020-0665854

Lender

Name	EXCEPTIONAL MORTGAGE
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 11, 2017
Property Address	1604 MOUNTAIN PASS CIR, VISTA, CA 92081-8811
Document Number	0000470898
Instrument Date	Oct 5, 2017
Instrument	470898
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1604 MOUNTAIN PASS CIR VISTA CA 920818811, VISTA, CA 92081-8811

Mortgage

Document Number	470899
Date	Oct 11, 2017
Instrument	470899

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$938,464 (+2%) Land $473,866 Building $464,598
2025	$11,293.00 (+8.95%)	$920,064 (+4.04%) Land $464,575 Building $455,489
2023	$10,365.00 (+0.24%) Homeowner's exemption	$884,338 Land $446,536 Building $437,802
2022	$10,340.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile.

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