1617 Mountain Pass Cir, Vista, CA 92081 Property Records

San Diego County property record for 1617 Mountain Pass Cir, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,664 sqft · built 1991
Lot Size	0.151 acres (6,584 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (Mar 2022)
Tax Bill	$17,003 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`219-510-17-00`

Property Details

APN / Parcel Number

Primary APN	`219-510-17-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,664 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	6,584 sqft (0.151 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1617 MOUNTAIN PASS CIR
City	VISTA
State	CA
Zip	92081-8825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 217 TR 012432
Legal Subdivision	VISTA 88-1 PH III
Legal Tract	012432
Legal Block	1
Legal Lot Number	217
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1005
Census Tract	19811

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1617 MOUNTAIN PASS CIR, VISTA, CA 92081-8825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Grant Deed, Transfer · Conventional Mortgage UPEQUITY SPV2 LLC
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ANCHOR FUNDING INC
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Prior Sale	Jul 15, 2011 · Amount on Record
Deed Document Number	2022119493
Prior Transfer Date	Aug 15, 2012
Prior Transfer Doc	0000612365
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 17, 2022
Property Address	1617 MOUNTAIN PASS CIR, VISTA, CA 92081-8825
Document Number	0000119493
Map Reference	MAP 12432
Instrument Date	Mar 2, 2022
Instrument	2022-0119493
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1617 MOUNTAIN PASS CIR, VISTA, CA 92081-8825

Mortgage

Document Number	0000119494
Date	Mar 17, 2022
Instrument	2022-0119494

Lender

Name	UPEQUITY SPV2 LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1617 MOUNTAIN PASS CIR, VISTA, CA 92081-8825
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1617 MOUNTAIN PASS CIR, VISTA, CA 92081-8825

Mortgage

Document Number	0000481856
Date	Jul 2, 2021
Instrument	2021-0481856

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1617 MOUNTAIN PASS CIR, VISTA, CA 92081-8825
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1617 MOUNTAIN PASS CIR, VISTA, CA 92081-8825

Mortgage

Document Number	0000555275
Date	Sep 21, 2020
Instrument	2020-0555275

Lender

Name	US BANK NA
Type	Bank
Address	VISTA, CA 92081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,461,281 (+2%) Land $974,188 Building $487,093
2025	$17,003.00 (+8.35%) Homeowner's exemption	$1,432,630 (+4.04%) Land $955,087 Building $477,543
2023	$15,693.00 (+190.61%) Homeowner's exemption	$1,377,000 Land $918,000 Building $459,000
2022	$5,400.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile.

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