1604 Loretta St, Oceanside, CA 92058 Property Records

San Diego County property record for 1604 Loretta St, Oceanside, CA 92058 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 832 sqft · built 1953
Lot Size0.152 acres (6,600 sqft)
OwnerCompany Name on File
Last Sale$777,000 (Jun 2022)
Tax Bill$9,266 (2025)
Deeds & MortgagesJun 2022 Sale
Jun 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN145-042-12-00

Property Details

APN / Parcel Number

Primary APN145-042-12-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area832 sqft Living Area

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleBungalow
Exterior MaterialAsbestos
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,600 sqft (0.152 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1604 LORETTA ST
CityOCEANSIDE
StateCA
Zip92058-2230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 105 TR 002899
Legal SubdivisionOCEANSIDE TERRACE
Legal Tract002899
Legal Block2
Legal Lot Number105
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3001
Census Tract18616

Owner

Source: San Diego County records · APN 145-042-12-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2454 MARY ST, MONTROSE, CA 91020-1123
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2022Grant Deed, Transfer
WFG TITLE COMPANY OF CA
Jun 17, 2022Intrafamily Transfer, Transfer
WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO
Feb 01, 2022Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 17, 2022 · Amount on Record
Deed SaleJun 17, 2022 · Amount on Record
Prior SaleJun 30, 2004 · Amount on Record
Deed Document Number2022254434
Prior Transfer DateJun 07, 2022
Prior Transfer Doc0000254433
Record UpdatedSep 20, 2026

June 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 17, 2022
Property Address1604 LORETTA ST, OCEANSIDE, CA 92058-2230
Document Number0000254434
Map ReferenceMAP 2899
Instrument DateJun 08, 2022
Instrument2022-0254434
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyWFG TITLE COMPANY OF CA

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2454 MARY ST, MONTROSE, CA 91020-1123

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 17, 2022
Property Address1604 LORETTA ST, OCEANSIDE, CA 92058-2230
Document Number0000254433
Map ReferenceMAP 2899
Instrument DateJun 07, 2022
Instrument2022-0254433
Transaction TypeTransfer
Record UpdatedJun 27, 2022
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2006 W WELLSGATE DR, OXFORD, MS 38655-5967

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1604 LORETTA ST, OCEANSIDE, CA 92058-2230
Transaction TypeMortgage
Record UpdatedFeb 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1604 LORETTA ST, OCEANSIDE, CA 92058-2230

Mortgage

Document Number0000046701
DateFeb 01, 2022
Instrument2022-0046701
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$841,042 (+2%) Land $711,152 Building $129,890
2025$9,266.00 (+16.83%)$824,552 (+15.65%) Land $697,208 Building $127,344
2023$7,931.00 (+49.73%)$713,000 Land $602,000 Building $111,000
2022$5,297.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 714 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, AT&T, Verizon, California Internet, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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