San Diego County property record for 1600 Loretta St, Oceanside, CA 92058
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 952 sqft · built 1953 |
| Lot Size | 0.154 acres (6,700 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $2,236 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145-042-13-00 |
| Primary APN | 145-042-13-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 952 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Lot Area | 6,700 sqft (0.154 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1600 LORETTA ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92058-2230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 104 TR 002899 |
| Legal Subdivision | OCEANSIDE TERRACE |
| Legal Tract | 002899 |
| Legal Block | 3 |
| Legal Lot Number | 104 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 18616 |
Source: San Diego County records · APN 145-042-13-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1600 LORETTA ST, OCEANSIDE, CA 92058-2230 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
| Date | Document |
|---|---|
| Feb 28, 2024 | Intrafamily Transfer, Transfer |
| May 24, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage NAVY FCU |
| Mar 28, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Feb 27, 2024 |
| Transfer Doc | 0000050215 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 28, 2024 |
| Property Address | 1600 LORETTA ST, OCEANSIDE, CA 92058-2230 |
| Document Number | 0000050215 |
| Map Reference | MAP 2899 |
| Instrument Date | Feb 27, 2024 |
| Instrument | 2024-0050215 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 1600 LORETTA ST, OCEANSIDE, CA 92058-2230 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 24, 2023 |
| Property Address | 1600 LORETTA ST, OCEANSIDE, CA 92058-2230 |
| Document Number | 0000135077 |
| Map Reference | MAP 2899 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 2023-0135077 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2023 |
| Title Company | NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1600 LORETTA ST, OCEANSIDE, CA 92058-2230 |
| Document Number | 0000135078 |
|---|---|
| Date | May 24, 2023 |
| Instrument | 2023-0135078 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 28, 2023 |
| Property Address | 1600 LORETTA ST, OCEANSIDE, CA 92058-2230 |
| Document Number | 0000078851 |
| Map Reference | MAP 2899 |
| Instrument Date | Mar 25, 2023 |
| Instrument | 2023-0078851 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1600 LORETTA ST, OCEANSIDE, CA 92058-2230 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $317,704 (+56.91%) Land $19,995 Building $297,709 | |
| 2025 | $2,236.00 (+201.35%) Homeowner's exemption | $202,475 (+190.65%) Land $19,603 Building $182,872 |
| 2023 | $742.00 (+1.78%) Homeowner's exemption | $69,663 Land $18,843 Building $50,820 |
| 2022 | $729.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: California Internet, T-Mobile USA, Verizon.
Based on FCC filings for 714 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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