Kane County property record for 1604 Larson Ave, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,530 sqft · built 1985 |
| Lot Size | 0.156 acres (6,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Jun 2021) |
| Tax Bill | $7,961 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Aug 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-35-406-002 |
| Primary APN | 09-35-406-002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,530 sqft Living Area |
| Basement Area | 900 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,799 sqft (0.156 acres) |
| Garage Type | Attached |
| Garage Area | 461 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1604 LARSON AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-4629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 089-CAMBRIDGE |
| Legal Subdivision | CAMBRIDGE |
| Legal Block | 3 |
| Legal Lot Number | 49 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 852002 |
1604 Larson Ave is owned and occupied by two individuals who bought it in June 2021.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1604 LARSON AVE, SAINT CHARLES, IL 60174-4629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2021 | Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Aug 3, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2021 · Amount on File |
| Deed Sale | Jun 7, 2021 · Amount on File |
| Deed Document Number | 202143122 |
| Prior Transfer Date | Jun 20, 2017 |
| Prior Transfer Doc | 0000040348 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 7, 2021 |
| Property Address | 1604 LARSON AVE, ST CHARLES, IL 60174-4629 |
| Document Number | 0000043122 |
| Instrument Date | May 7, 2021 |
| Instrument | 2021K043122 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Title Company | GREATER MIDWEST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $305.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 902 1AA DR, BLOOMINGTON, IL 61701 |
| Document Number | 0000043123 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 2021K043123 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate | 3.37% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 3, 2017 |
| Property Address | 1604 LARSON AVE, ST CHARLES, IL 60174-4629 |
| Document Number | 0000040348 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 40348 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1604 LARSON AVE ST CHARLES IL 601744629, ST CHARLES, IL 60174-4629 |
The 2025 property tax bill for 1604 Larson Ave was $7,961 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,961.00 Homeowner's exemption | $121,518 (+8.53%) Land $36,375 Building $85,143 | $364,700 (+8.53%) Land $109,169 Building $255,531 |
| 2024 | $111,967 Land $33,516 Building $78,451 | $336,035 Land $100,588 Building $235,447 | |
| 2022 | $6,998.00 (+10.96%) Homeowner's exemption | $92,676 (+4.91%) Land $33,203 Building $59,473 | $278,028 (+4.91%) Land $99,609 Building $178,419 |
| 2021 | $6,307.00 Homeowner's exemption | $88,339 Land $31,649 Building $56,690 | $265,017 Land $94,947 Building $170,070 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1604 Larson Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1604 Larson Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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