1610 Larson Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 1610 Larson Ave, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,886 sqft · built 1985
Lot Size0.183 acres (7,973 sqft)
Owner2 Individual Names on File
Last Sale$255,000 (Dec 2015)
Tax Bill$9,469 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-35-406-005

Property Details

APN / Parcel Number

Primary APN09-35-406-005

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,886 sqft Living Area
Basement Area795 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,973 sqft (0.183 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1610 LARSON AVE
CitySAINT CHARLES
StateIL
Zip60174-4629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAMBRIDGE EAST UNIT NO. 2 - LOT 52
Legal SubdivisionCAMBRIDGE EAST
Legal Block3
Legal Lot Number52
Legal Unit2
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3005
Census Tract852002

Owner

1610 Larson Ave is owned and occupied by two individuals who bought it in December 2015.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1610 LARSON AVE, SAINT CHARLES, IL 60174-4629
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2015 · Amount on File
Deed SaleDec 31, 2015 · Amount on File
Deed Document Number201569436
Prior Transfer DateFeb 18, 2012
Prior Transfer Doc0000011604
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1610 LARSON AVE, ST CHARLES, IL 60174-4629
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000055231
DateSep 23, 2020
Instrument2020K055231
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueOct 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 1610 Larson Ave was $9,469 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,469.00 Homeowner's exemption$145,452 (+8.53%) Land $36,375 Building $109,077$436,531 (+8.53%) Land $109,169 Building $327,362
2024$134,020 Land $33,516 Building $100,504$402,221 Land $100,588 Building $301,633
2022$8,325.00 (+4.15%) Homeowner's exemption$109,117 (+4.91%) Land $33,203 Building $75,914$327,351 (+4.91%) Land $99,609 Building $227,742
2021$7,993.00 Homeowner's exemption$104,010 Land $31,649 Building $72,361$312,030 Land $94,947 Building $217,083

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1610 Larson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1610 Larson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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