1604 Bermuda Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1604 Bermuda Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,079 sqft · built 2003
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$218,400 (Feb 2019)
Tax Bill	$2,722 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-1.0-12.0-0-005-013.68`

Property Details

APN / Parcel Number

Primary APN	`18-1.0-12.0-0-005-013.68`
Alternative APN	`1810120 00501368`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,079 sqft Living Area
Gross Area	2,879 sqft
1st Floor Area	1,386 sqft
Basement Area	693 sqft
Finished Basement	693 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	800 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	56 sqft
Deck Area	Deck Area
Patio Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1604 BERMUDA DR
City	FESTUS
State	MO
Zip	63028-5624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	TANGLEWOOD ESTS 1 LOT 68
Legal Range	5E
Legal Township	40N
Legal Section	12
Legal Subdivision	TANGLEWOOD ESTS 1
Legal Block	4
Legal Lot Number	68
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	4
Census Block	4024
Census Tract	700900

Owner

1604 Bermuda Dr is owned and occupied by an individual who bought it in February 2019.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1604 BERMUDA DR, FESTUS, MO 63028-5624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITION
Sep 27, 2023	Deed of Trust, Mortgage · FHA Mortgage SUMMIT FUNDING INC
May 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Feb 7, 2019	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2019 · Amount on File
Deed Sale	Feb 7, 2019 · Amount on File
Prior Sale	Mar 30, 2004 · Amount on File
Deed Document Number	20193629
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1604 BERMUDA DR, FESTUS, MO 63028-5624
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 BERMUDA DR, FESTUS, MO 63028-5624

Mortgage

Document Number	0000033191
Date	Dec 18, 2025
Instrument	2025R-033191

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1604 BERMUDA DR, FESTUS, MO 63028-5624
Transaction Type	Mortgage
Record Updated	Oct 13, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 BERMUDA DR, FESTUS, MO 63028-5624

Mortgage

Document Number	0000024449
Date	Sep 27, 2023
Instrument	2023R-024449

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95825

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1604 BERMUDA DR, FESTUS, MO 63028-5624
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R022357
Date	May 21, 2021
Instrument	2021R-022357

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Mar 1, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 7, 2019
Property Address	1604 BERMUDA DR, FESTUS, MO 63028-5624
Document Number	0000003629
Instrument Date	Feb 4, 2019
Instrument	3629
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	HILLSBOROUGH TITLE INC, HTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 BERMUDA DR FESTUS MO 630285624, FESTUS, MO 63028-5624

Mortgage

Document Number	3630
Date	Feb 7, 2019
Instrument	3630

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1604 Bermuda Dr was $2,722, up 10.6% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,600 (-) Land $8,800 Building $40,800	$260,800 (-) Land $46,200 Building $214,600
2025	$2,722.00 (+10.56%)	$49,600 Land $8,800 Building $40,800	$260,800 (-) Land $46,200 Building $214,600
2024	$2,462.00 (+0.49%)		$260,800 (+13.89%) Land $46,200 Building $214,600
2023	$2,450.00	$43,500 Land $8,800 Building $34,700	$229,000 Land $46,200 Building $182,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1604 Bermuda Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1604 Bermuda Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Bermuda Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures