1602 Bermuda Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1602 Bermuda Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,241 sqft · built 2004
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on Record
Tax Bill	$2,213 (2023)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-1.0-12.0-0-005-013.69`

Property Details

APN / Parcel Number

Primary APN	`18-1.0-12.0-0-005-013.69`
Alternative APN	`1810120 00501369`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,241 sqft Living Area
1st Floor Area	1,241 sqft
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 2004
Construction Type	Frame
Lot Area	13,939 sqft (0.319 acres)
Garage Type	Attached
Garage Area	680 sqft
Porch	Porch
Porch Area	15 sqft
Patio Area	295 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	1810120 00501369
Street Address	1602 BERMUDA DR
City	FESTUS
State	MO
Zip	63028-5624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	TANGLEWOOD ESTS 1 LOT 69
Legal Range	05
Legal Township	40
Legal Section	12
Legal Subdivision	TANGLEWOOD ESTS 1
Legal Lot Number	69
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	4
Census Block	4024
Census Tract	700900

Owner

Source: Jefferson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1602 BERMUDA DR, FESTUS, MO 63028-5624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP
Feb 6, 2023	Warranty Deed, Transfer · Conventional Mortgage WRIGHT FINANCIAL INC
Apr 10, 2020	Warranty Deed, Transfer · FHA Mortgage GUILD MTG
Feb 12, 2019	Deed of Trust, Mortgage TRANSPORTATION FCU
Jan 25, 2019	Deed of Trust, Mortgage ENDEAVOR CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2023
Deed Sale	Feb 6, 2023
Prior Sale	Apr 10, 2020
Deed Document Number	2023R-002858
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1602 BERMUDA DR, FESTUS, MO 63028-5624
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 BERMUDA DR, FESTUS, MO 63028-5624

Mortgage

Document Number	0000004500
Date	Feb 20, 2026
Instrument	2026R-004500

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 6, 2023
Property Address	1602 BERMUDA DR, FESTUS, MO 63028-5624
Document Number	0000002858
Map Reference	MB 206 PG 6-9
Instrument Date	Jan 31, 2023
Instrument	2023R-002858
Transaction Type	Transfer
Record Updated	Feb 20, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1814 CHAMPIONSHIP LN, FESTUS, MO 63028-5631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 BERMUDA DR, FESTUS, MO 63028-5624

Mortgage

Document Number	0000002859
Date	Feb 6, 2023
Instrument	2023R-002859

Lender

Name	WRIGHT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 10, 2020
Property Address	1602 BERMUDA DR, FESTUS, MO 63028-5624
Document Number	0000012171
Instrument Date	Apr 6, 2020
Instrument	12171
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1602 BERMUDA DR FESTUS MO 630285624, FESTUS, MO 63028-5624

Mortgage

Document Number	12172
Date	Apr 10, 2020
Instrument	12172

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1602 BERMUDA DR, FESTUS, MO 63028-5624
Document Number	0000005826
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1602 BERMUDA DR FESTUS MO 630285624, FESTUS, MO 63028-5624

Mortgage

Document Number	0000005826
Date	Mar 5, 2019
Instrument	5826

Lender

Name	TRANSPORTATION FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 4, 2039

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1602 BERMUDA DR, FESTUS, MO 63028-5624
Document Number	0000002927
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 21, 2019
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1602 BERMUDA DR FESTUS MO 630285624, FESTUS, MO 63028-5624

Mortgage

Document Number	0000002927
Date	Jan 30, 2019
Instrument	2927

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$48,200 (+22.65%) Land $8,800 Building $39,400
2024			$253,700 (+22.8%) Land $46,200 Building $207,500
2023	$2,213.00	$39,300 Land $8,800 Building $30,500	$206,600 Land $46,200 Building $160,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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