16039 Vail Loop SE, Rainier, WA 98576 Property Records

Thurston County property record for 16039 Vail Loop SE, Rainier, WA 98576

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,406 sqft · built 1925
Lot Size1.28 acres (55,757 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (Dec 2008)
Tax Bill$91 (2026)
Deeds & MortgagesNov 2021 Mortgage
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN2162-23-40202

Property Details

APN / Parcel Number

Primary APN2162-23-40202

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,406 sqft Finished Area
1st Floor Area1,406 sqft
Basement Area912 sqft
Finished Basement912 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeWood Frame
Foundation TypeBlock
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area55,757 sqft (1.28 acres)
Garage TypeAttached

Exterior Amenities

PorchEnclosed Porch
Porch Area264 sqft
Deck Area438 sqft
Patio Area340 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address16039 VAIL LOOP SE
CityRAINIER
StateWA
Zip98576-9646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description22-16-1E SE-SW W 280F LYING SLY OF C&L OF RIVER / N OF S 20
Legal Range01E
Legal Township16N
Legal Section22
Legal QuarterSW
JurisdictionTHURSTON WA
Township / Civil DivisionTHURSTON SOUTH
Census Block Group4
Census Block4021
Census Tract12531

Owner

Source: Thurston County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16039 VAIL LOOP SE, RAINIER, WA 98576-9646
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2021Deed of Trust, Mortgage · VA Mortgage
PNC BANK NA
Sep 22, 2020Deed of Trust, Mortgage · VA Mortgage
PNC BANK NA
Feb 26, 2019Deed of Trust, Mortgage · VA Mortgage
PNC BANK NA
Jan 2, 2019Intrafamily Transfer, Transfer · VA Mortgage
NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2008 · Amount on Record
Deed SaleDec 1, 2008 · Amount on Record
Prior SaleDec 1, 2008 · Amount on Record
Deed Document Number0004048179
Last Transfer DateJan 2, 2019
Transfer Doc0004664594
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHURSTON WA
Property Address16039 VAIL LOOP SE, RAINIER, WA 98576-9646
Transaction TypeMortgage
Record UpdatedNov 1, 2023
Title CompanyNOT AVAILABLE, NATIONAL LINK ORIGINATIONS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004896751
DateNov 12, 2021
Instrument4896751
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHURSTON WA
Property Address16039 VAIL LOOP SE, RAINIER, WA 98576-9646
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004784814
DateSep 22, 2020
Instrument4784814
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHURSTON WA
Property Address16039 VAIL LOOP SE, RAINIER, WA 98576-9646
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNATIONAL LINK ORIGINATIONS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004671223
DateFeb 26, 2019
Instrument4671223
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

January 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionTHURSTON WA
Recording DateJan 2, 2019
Property Address16039 VAIL LOOP SE, RAINIER, WA 98576-9646
Document Number0004664594
Instrument DateDec 18, 2018
Instrument4664594
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanySERVICELINK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address16039 VAIL LOOP SE, RAINIER, WA 98576-9646

Mortgage

Document Number0004664595
DateJan 2, 2019
Instrument4664595
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

TypeName
StateWashington
CountyThurston County
Unified School DistrictRainier School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$91.00 (-97.01%)
2025$399,200 (+19.81%) Land $150,300 Building $248,900$399,200 (+19.81%) Land $150,300 Building $248,900
2023$3,042.00
2022$333,200 Land $96,300 Building $236,900$333,200 Land $96,300 Building $236,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims6 (2007–2022)
Claims Outside the SFHA3 of 6
Most Recent ClaimMar 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 69% of Washington
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
25 / 3

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