15930 Vail Loop SE, Rainier, WA 98576 Property Records

Thurston County property record for 15930 Vail Loop SE, Rainier, WA 98576

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,398 sqft · built 1868
Lot Size	2.97 acres (129,373 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Dec 2007)
Tax Bill	$93 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2162-23-40000`

Property Details

APN / Parcel Number

Primary APN	`2162-23-40000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,398 sqft Finished Area
1st Floor Area	1,658 sqft
Attic Area	740 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1868
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Pole Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	129,373 sqft (2.97 acres)
Garage Type	Mixed
Garage Area	690 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	488 sqft
Patio Area	240 sqft
Lean-To	544 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	15930 VAIL LOOP SE
City	RAINIER
State	WA
Zip	98576-9645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 22 TOWNSHIP 16 RANGE 1E QUARTER SE SW SS980941TC LT 2 DOCUMENT 3289391
Legal Range	01E
Legal Township	16N
Legal Section	22
Legal Quarter	SW
Legal Subdivision	SHORT #SS-98-0941-TC
Legal Lot Number	2
Jurisdiction	THURSTON WA
Township / Civil Division	THURSTON SOUTH
Census Block Group	4
Census Block	4017
Census Tract	12531

Owner

Source: Thurston County assessment roll, as of January 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15930 VAIL LOOP SE, RAINIER, WA 98576-9645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Jun 16, 2020	Deed of Trust, Mortgage · FHA Mortgage CORNERSTONE HM LNDG
Jun 16, 2020	Deed of Trust, Mortgage · FHA Mortgage CORNERSTONE HM LNDG
Jun 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FIN INC
Apr 10, 2018	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 14, 2007 · Amount on Record
Deed Sale	Dec 14, 2007 · Amount on Record
Prior Sale	Dec 14, 2007
Deed Document Number	3977488
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	15930 VAIL LOOP SE, RAINIER, WA 98576-9645
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004835397
Date	Mar 19, 2021
Instrument	4835397

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	15930 VAIL LOOP SE, RAINIER, WA 98576-9645
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	AEGIS LAND TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004911897
Date	Jan 27, 2022
Instrument	4911897

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	15930 VAIL LOOP SE, RAINIER, WA 98576-9645
Document Number	0004763865
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	FIRST AMERICAN TITLE- THURSTON COUNTY TITLE, FIRST AMERICAN TITLE- THURSTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	15930 VAIL LOOP SE RAINIER WA 985769645, RAINIER, WA 98576-9645

Mortgage

Document Number	0004763865
Date	Jul 2, 2020
Instrument	4763865

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	15930 VAIL LOOP SE, RAINIER, WA 98576-9645
Document Number	0004761286
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	FIRST AMERICAN TITLE- THURSTON COUNTY TITLE, FIRST AMERICAN TITLE- THURSTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	15930 VAIL LOOP SE RAINIER WA 985769645, RAINIER, WA 98576-9645

Mortgage

Document Number	0004761286
Date	Jun 23, 2020
Instrument	4761286

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	15930 VAIL LOOP SE, RAINIER, WA 98576-9645
Document Number	0004692318
Instrument Date	Jun 23, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	TITLE 365- NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15930 VAIL LOOP RD SE RAINIER WA 98576, RAINIER, WA 98576

Mortgage

Document Number	0004692318
Date	Jul 5, 2019
Instrument	4692318

Lender

Name	POINT DIGITAL FIN INC
Address	PALO ALTO, CA 94301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 4, 2029

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	THURSTON WA
Property Address	15930 VAIL LOOP SE, RAINIER, WA 98576-9645
Document Number	0004626428
Instrument Date	Apr 10, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	15930 VAIL LOOP SE RAINIER WA 985769645, RAINIER, WA 98576-9645

Mortgage

Document Number	0004626428
Date	May 16, 2018
Instrument	4626428

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	May 15, 2046

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Unified School District	Rainier School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$93.00 (-97.29%)
2025		$454,700 (+20.45%) Land $178,700 Building $276,000	$454,700 (+20.45%) Land $178,700 Building $276,000
2023	$3,435.00
2022		$377,500 Land $117,900 Building $259,600	$377,500 Land $117,900 Building $259,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (2007–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
Palisade America's Investment DSL	10 / 1

May also be available: T-Mobile USA.

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