16038 Testarossa St, Lathrop, CA 95330 Property Records

San Joaquin County property record for 16038 Testarossa St, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,030 sqft
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Oct 2025)
Tax Bill	$6,356 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2025 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`192-160-250-000`

Property Details

APN / Parcel Number

Primary APN	`192-160-250-000`

Exterior

Year Built	Built 2025
Lot Area	4,356 sqft (0.1 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	16038 TESTAROSSA ST
City	LATHROP
State	CA
Zip	95330-8158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 STANFORD CROSSING-PHASE 1B 4018
Legal Subdivision	STANFORD CROSSING-PHASE 1B
Legal Block	3
Legal Lot Number	42
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	3
Census Block	3040
Census Tract	5119

Owner

Source: San Joaquin County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16038 TESTAROSSA ST, LATHROP, CA 95330-8158
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE
Oct 10, 2025	Grant Deed, Subdivision Related Transfer · Conventional Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2025 · Amount on Record
Deed Sale	Oct 10, 2025 · Amount on Record
Deed Document Number	202586808
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 10, 2025
Property Address	16038 TESTAROSSA ST, LATHROP, CA 95330-8158
Document Number	0000086809
Map Reference	MB 43 PG 174
Instrument Date	Oct 8, 2025
Instrument	2025-086809
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16038 TESTAROSSA ST, LATHROP, CA 95330-8158

October 2025: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 10, 2025
Property Address	16038 TESTAROSSA ST, LATHROP, CA 95330-8158
Document Number	0000086808
Map Reference	MB 43 PG 174
Instrument Date	Sep 19, 2025
Instrument	2025-086808
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2025
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16038 TESTAROSSA ST, LATHROP, CA 95330-8158

Mortgage

Document Number	0000086810
Date	Oct 10, 2025
Instrument	2025-086810

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	0000086811
Date	Oct 10, 2025
Instrument	2025-086811

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Dec 7, 2055

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,356.00 (+29.66%)	$305,129 (+57.45%) Land $201,629 Building $103,500
2023	$4,902.00 (+7.71%)	$193,800 Land $193,800	$528,030
2022	$4,551.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies, Matrix Broadband, Verizon.

Nearby Properties on Testarossa St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures