San Joaquin County property record for 16010 Testarossa St, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,269 sqft · built 2022 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $660,000 (Dec 2025) |
| Tax Bill | $11,812 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 192-160-270-000 |
| Primary APN | 192-160-270-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,269 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Wood |
| Lot Area | 4,356 sqft (0.1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 16010 TESTAROSSA ST |
|---|---|
| City | LATHROP |
| State | CA |
| Zip | 95330-8158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 44 STANFORD CROSSING-PHASE 1B 4018 |
| Legal Subdivision | STANFORD CROSSING-PHASE 1B |
| Legal Block | 3 |
| Legal Lot Number | 44 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 5119 |
Source: San Joaquin County records · APN 192-160-270-000
Assessment roll updated September 24, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 11238 STAUFFER LN, CUPERTINO, CA 95014-5150 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 30, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage HSBC BANK USA |
| Dec 29, 2025 | Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 29, 2025 · Amount on Record |
| Deed Sale | Dec 29, 2025 · Amount on Record |
| Deed Document Number | 2025119365 |
| Last Transfer Date | Jan 26, 2026 |
| Transfer Doc | 0000008331 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 16, 2026 |
| Property Address | 16010 TESTAROSSA ST, LATHROP, CA 95330-8158 |
| Document Number | 0000034701 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202634701 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 11238 STAUFFER LN, CUPERTINO, CA 95014-5150 |
| Document Number | 0000034701, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 202634701 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 30, 2026 |
| Property Address | 16010 TESTAROSSA ST, LATHROP, CA 95330-8158 |
| Document Number | 0000008331 |
| Map Reference | MB 43 PG 174 |
| Instrument Date | Jan 29, 2026 |
| Instrument | 2026-008331 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 11238 STAUFFER LN, CUPERTINO, CA 95014-5150 |
| Document Number | 0000008332 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 2026-008332 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.59% |
| Type Change Date | Feb 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.59% |
| Max Rate At Change | 8.59% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 29, 2025 |
| Property Address | 16010 TESTAROSSA ST, LATHROP, CA 95330-8158 |
| Document Number | 0000119365 |
| Map Reference | MB 43 PG 174 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 2025-119365 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Title Company | FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 11238 STAUFFER LN, CUPERTINO, CA 95014-5150 |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Manteca Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,812.00 (+4.24%) | $795,905 (+4.04%) Land $201,629 Building $594,276 | |
| 2023 | $11,332.00 (+149%) | $765,000 Land $193,800 Building $571,200 | $673,380 |
| 2022 | $4,551.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), as of September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770051193, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Apr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Moderate above 55% of the US · lower than 67% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Ayera Technologies, Verizon, Zinnia Networks.
Based on FCC filings for 491 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3910015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LATHROP serves 38,596 people |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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