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1603 Willow Oak Dr, Edgewater, FL 32132 Property Records

Volusia County property record for 1603 Willow Oak Dr, Edgewater, FL 32132

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,560 sqft · built 1987
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Apr 2025)
Tax Bill$4,792 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Dec 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN8402-01-04-4940

Property Details

APN / Parcel Number

Primary APN8402-01-04-4940
Alternative APNs
  • 34180201044940
  • 02183401044940
  • 3922077.0
  • 3922077

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,560 sqft Living Area
Gross Area2,280 sqft
1st Floor Area1,560 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialConcrete Block/Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions125 ft deep x 120 ft wide
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area280 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3922077
Street Address1603 WILLOW OAK DR
CityEDGEWATER
StateFL
Zip32132-3115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code07R2B
Legal DescriptionLOTS 4494 4495 & 4496 BLK 145 FLA SHORES NO 5 MB 23 PGS 107-108 INC PER OR 3567 PG 1661 PER OR 6874 PG 2780 PER OR 6874 PG 2781 PER OR 6921 PG 1780 PER OR 6968 PGS 1033-1034 PER OR 7409 PG 1054 PER OR 7653 PG 2439 PER OR 8453 PG 1143 PER OR 8686 PG 3
Legal Range34E
Legal Township18S
Legal Section02
Legal SubdivisionFLA SHORES NO 5 MB
Legal Tract01
Legal Block145
Legal Lot Number4494
JurisdictionVOLUSIA FL
Township / Civil DivisionNEW SMYRNA BEACH
Census Block Group1
Census Block1052
Census Tract83009

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1603 WILLOW OAK DR, EDGEWATER, FL 32132-3115
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2023Warranty Deed, Transfer · FHA Mortgage
BAY EQUITY LLC
Dec 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE CENTER LLC
Feb 6, 2019Grant Deed, Transfer
ATTORNEY ONLY
Jun 12, 2017Quit Claim Deed, Transfer
Quitclaim
May 31, 2017Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BK/ESTN MI

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2025 · Amount on Record
Deed SaleApr 8, 2025 · Amount on Record
Prior SaleAug 29, 2023 · Amount on Record
Deed Document Number202563916
Deed Book / Page8686 / 3195
Prior Transfer DateJan 29, 2019
Prior Transfer Doc0076532439
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateAug 29, 2023
Property Address1603 WILLOW OAK DR, EDGEWATER, FL 32132-3115
Document Number0084531143
Book / Page8453 / 1143
Map ReferenceMB 23 PG 107
Instrument DateAug 24, 2023
Instrument2023177798
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyFIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,135.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6161 DEACON HILL RD, HOWELL, MI 48843-7609

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1603 WILLOW OAK DR, EDGEWATER, FL 32132-3115

Mortgage

Document Number0084531145
DateAug 29, 2023
Instrument8453/1145
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Mortgage

Document Number0084531156
DateAug 29, 2023
Book Page8453/1156
Instrument2023177800
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeGovernment Agency
AddressTALLAHASSEE, FL 32301
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address1603 WILLOW OAK DR, EDGEWATER, FL 32132-3115
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNATIONS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0079530643
DateDec 7, 2020
Book Page7953/643
Instrument2020-236499
Lender
NameMORTGAGE CENTER LLC
TypeMortgage Company
AddressSOUTHFIELD, MI 48076
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionVOLUSIA FL
Recording DateFeb 6, 2019
Property Address1603 WILLOW OAK DR, EDGEWATER, FL 32132-3115
Document Number0076532439
Book / Page007653 / 002439
Instrument DateJan 29, 2019
Instrument24517
Transaction TypeTransfer
Record UpdatedFeb 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$233.78
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address6161 DEACON HILL RD HOWELL MI 488437609, HOWELL, MI 48843-7609

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionVOLUSIA FL
Recording DateJun 12, 2017
Property Address1603 WILLOW OAK DR, EDGEWATER, FL 32132-3115
Document Number0074091054
Book / Page007409 / 001054
Instrument DateJun 9, 2017
Instrument114207
Transaction TypeTransfer
Record UpdatedJul 24, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address6161 DEACON HILL RD HOWELL MI 488437609, HOWELL, MI 48843-7609

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address1603 WILLOW OAK DR, EDGEWATER, FL 32132-3115
Document Number0074281249
Book / Page007428 / 001249
Instrument DateMay 31, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6161 DEACON HILL RD HOWELL MI 488437609, HOWELL, MI 48843-7609

Mortgage

Document Number0074281249
DateJul 26, 2017
Book Page007428/001249
Instrument146534
Lender
NameFIFTH THIRD BK/ESTN MI
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 25, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityEdgewater City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$259,475 (-1.3%) Land $64,800 Building $194,675$259,475 (-1.3%) Land $64,800 Building $194,675
2025$4,792.00 (+10.62%)$262,881 (-2.45%) Land $64,800 Building $198,081$262,881 (-2.45%) Land $64,800 Building $198,081
2023$4,332.00 (+10.03%)$269,489 (+14.98%) Land $51,000 Building $218,489$269,489 (+14.98%) Land $51,000 Building $218,489
2022$3,937.00$234,384 Land $46,200 Building $188,184$234,384 Land $46,200 Building $188,184

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 93 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies93 in force
Nearby Flood Claims43 (1994–2024)
Claims Outside the SFHA31 of 43
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 8 claims
  • Hurricane Ian, Oct 2022 · 6 claims
  • Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EDGEWATER
serves 28,552 people · EPA ID FL3640331
Water SourceGroundwater
Last State InspectionDec 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber		10,000 / 10,000
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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