1603 Rustling Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1603 Rustling Dr, Fleming Island, FL 32003 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,531 sqft · built 1999
Lot Size0.434 acres (18,925 sqft)
OwnerIndividual Name on File
Last Sale$422,500 (Jan 2022)
Tax Bill$6,072 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN31-04-26-021262-025-28

Property Details

APN / Parcel Number

Primary APN31-04-26-021262-025-28

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,531 sqft Heated Area
Gross Area3,282 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,925 sqft (0.434 acres)
Garage Area420 sqft
PorchPorch
Porch Area331 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1603 RUSTLING DR
CityFLEMING ISLAND
StateFL
Zip32003-8631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 28 BROOKSTONE AS REC O R 4557 PG 1453
Legal Range26
Legal Township04
Legal Section31
Legal SubdivisionBROOKSTONE/EAGLE HARBOR
Legal Lot Number28
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group1
Census Block1004
Census Tract30704

Owner

Source: Clay County records · APN 31-04-26-021262-025-28

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1603 RUSTLING DR, FLEMING ISLAND, FL 32003-8631
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2022Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 11, 2022 · Amount on Record
Deed SaleJan 11, 2022 · Amount on Record
Prior SaleJun 09, 2008 · Amount on Record
Deed Document Number2022002275
Deed Book / Page4557 / 1453
Record UpdatedJun 08, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJan 11, 2022
Property Address1603 RUSTLING DR, FLEMING ISLAND, FL 32003-8631
Document Number0045571453
Book / Page4557 / 1453
Map ReferenceMB 32 PG 15-22
Instrument DateJan 10, 2022
Instrument2022002275
Transaction TypeTransfer
Record UpdatedJan 27, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,957.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1983 WOODLAKE DR, 1983, FLEMING ISLAND, FL 32003-7227

Transferred To (Grantee/Buyer)

NameVerified Name
Address1603 RUSTLING DR, FLEMING ISLAND, FL 32003-8631

Mortgage

Document Number0045571455
DateJan 11, 2022
Instrument4557/1455
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2037

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1603 RUSTLING DR, FLEMING ISLAND, FL 32003-8631
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1603 RUSTING DR, FLEMING ISLAND, FL 32003-8631

Mortgage

Document Number0043741852
DateNov 10, 2020
Book Page4374/1852
Instrument2020058939
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2035

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,072.00 (-10.81%) Homeowner's exemption$438,312 (+5.12%)$453,924 (+8.86%) Land $55,000 Building $398,924
2023$6,808.00 (+6.88%) Homeowner's exemption$416,975 (+15.69%) Land $55,000 Building $361,975$416,975 (+15.69%) Land $55,000 Building $361,975
2022$6,370.00$360,427 Land $45,000 Building $315,427$360,427 Land $45,000 Building $315,427

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,703 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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