1603 Mitchell Ave, Chattanooga, TN 37408 Property Records

Hamilton County property record for 1603 Mitchell Ave, Chattanooga, TN 37408

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,086 sqft · built 1920
Lot Size	0.136 acres (5,940 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Jul 2020)
Tax Bill	$3,071 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`145LD C 004`

Property Details

APN / Parcel Number

Primary APN	`145LD C 004`
Alternative APN	`0000071064`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,086 sqft Living Area

Exterior

Year Built	Built 1920
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,940 sqft (0.136 acres)
Lot Dimensions	135 ft deep x 44 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000071064
Old Parcel Number	145LDC 004
Street Address	1603 MITCHELL AVE
City	CHATTANOOGA
State	TN
Zip	37408-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 129 FORT NEGLEY ADDN PB1 PG26
Legal Subdivision	FORT NEGLEY ADDN
Legal Lot Number	129
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1077
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1603 MITCHELL AVE, CHATTANOOGA, TN 37408-1219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Warranty Deed, Transfer · Conventional with PMI PEOPLES HM EQUITY
Sep 23, 2019	Deed of Trust, Mortgage HIGHLANDS RESID'L MTG
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE FELLOWSHIP
Sep 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE FELLOWSHIP
Sep 12, 2018	Deed of Trust, Mortgage HIGHLANDS RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Prior Sale	Jun 15, 2006 · Amount on Record
Deed Document Number	2020072100283
Deed Book / Page	12082 / 485
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 21, 2020
Property Address	1603 MITCHELL AVE, CHATTANOOGA, TN 37408-1219
Document Number	0721000283
Book / Page	012082 / 000485
Instrument Date	Jul 15, 2020
Instrument	200721000283
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	NORTHSHORE TITLE AND ESCROW, NORTHSHORE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,961.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1603 MITCHELL AVE CHATTANOOGA TN 374081219, CHATTANOOGA, TN 37408-1219

Mortgage

Document Number	721000284
Date	Jul 21, 2020
Book Page	012082/000488
Instrument	200721000284

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1603 MITCHELL AVE, CHATTANOOGA, TN 37408-1219
Document Number	1001000191
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1603 MITCHELL AVE CHATTANOOGA TN 374081219, CHATTANOOGA, TN 37408-1219

Mortgage

Document Number	1001000191
Date	Oct 1, 2019
Book Page	011775/000772
Instrument	191001000191

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1603 MITCHELL AVE, CHATTANOOGA, TN 37408-1219
Document Number	1002000139
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1603 MITCHELL AVE CHATTANOOGA TN 374081219, CHATTANOOGA, TN 37408-1219

Mortgage

Document Number	1002000139
Date	Oct 2, 2019
Book Page	011777/000365
Instrument	191002000139

Lender

Name	NORTH SHORE FELLOWSHIP
Address	118 WOODLAND AVE, CHATTANOOGA, TN 37405-3957

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1603 MITCHELL AVE, CHATTANOOGA, TN 37408-1219
Document Number	0919000095
Instrument Date	Sep 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	TITLE GUARANTY AND TRUST COMPANY/CHATTANOOGA, TITLE GNTY & TR CO/CHATTANOOGA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1603 MITCHELL AVE CHATTANOOGA TN 374081219, CHATTANOOGA, TN 37408-1219

Mortgage

Document Number	0919000095
Date	Sep 19, 2018
Book Page	011456/000001
Instrument	180919000095

Lender

Name	NORTH SHORE FELLOWSHIP
Address	118 WOODLAND AVE, CHATTANOOGA, TN 37405-3957

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1603 MITCHELL AVE, CHATTANOOGA, TN 37408-1219
Document Number	0918000194
Instrument Date	Sep 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	TITLE GUARANTY AND TRUST COMPANY/CHATTANOOGA, TITLE GNTY & TR CO/CHATTANOOGA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1603 MITCHELL AVE CHATTANOOGA TN 374081219, CHATTANOOGA, TN 37408-1219

Mortgage

Document Number	0918000194
Date	Sep 18, 2018
Book Page	011455/000051
Instrument	180918000194

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,071.00 (+4.46%)	$202,675 (+54.21%)	$810,700 (+54.21%) Land $100,000 Building $710,700
2023	$2,940.00	$131,425 (-)	$525,700 (-) Land $50,000 Building $475,700
2022	$2,940.00	$131,425	$525,700 Land $50,000 Building $475,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2000)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Apr 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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