1518 Mitchell Ave, Chattanooga, TN 37408 Property Records

Hamilton County property record for 1518 Mitchell Ave, Chattanooga, TN 37408

Property Summary

Property Type	Duplex
Details	4 ba · 1,728 sqft · built 1997
Lot Size	0.134 acres (5,852 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jul 2025)
Tax Bill	$1,364 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145LD E 024`

Property Details

APN / Parcel Number

Primary APN	`145LD E 024`
Alternative APN	`0000071111`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,728 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	5,852 sqft (0.134 acres)
Lot Dimensions	133 ft deep x 44 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000071111
Old Parcel Number	145LDE 024
Street Address	1518 MITCHELL AVE
City	CHATTANOOGA
State	TN
Zip	37408-1229
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Description	LT 88 FORT NEGLEY ADDN PB1 PG26 REV 55-345 0101 21 24
Legal Subdivision	FORT NEGLEY ADDN
Legal Lot Number	88
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1014
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1518 Mitchell Ave, a duplex, is owned and occupied by an individual who bought it in July 2025.

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1518 MITCHELL AVE, CHATTANOOGA, TN 37408-1229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2025	Warranty Deed, Transfer · Conventional Mortgage SMARTBANK
Apr 5, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2025 · Amount on File
Deed Sale	Jul 28, 2025 · Amount on File
Prior Sale	Apr 5, 2017 · Amount on File
Deed Document Number	2025072800149
Deed Book / Page	13994 / 787
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 28, 2025
Property Address	1518 MITCHELL AVE, CHATTANOOGA, TN 37408-1229
Document Number	0000000149
Book / Page	13994 / 787
Map Reference	MB 55 PG 345
Instrument Date	Jul 25, 2025
Instrument	2025072800149
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 MITCHELL AVE, CHATTANOOGA, TN 37408-1229

Mortgage

Document Number	0013994790
Date	Jul 28, 2025
Instrument	13994/790

Lender

Name	SMARTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 5, 2017
Property Address	1518 MITCHELL AVE, CHATTANOOGA, TN 37408-1229
Document Number	0000000116
Book / Page	011017 / 000442
Instrument Date	Apr 3, 2017
Instrument	116
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$701.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 MITCHELL AVE CHATTANOOGA TN 374081229, CHATTANOOGA, TN 37408-1229

Mortgage

Document Number	117
Date	Apr 5, 2017
Book Page	011017/000444
Instrument	117

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1518 Mitchell Ave was $1,364.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,364.00	$90,000	$360,000 Land $100,000 Building $260,000
2023	$1,073.00	$48,000 (-)	$192,000 (-) Land $50,000 Building $142,000
2022	$1,073.00	$48,000	$192,000 Land $50,000 Building $142,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1518 Mitchell Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2000)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Apr 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1518 Mitchell Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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