1603 Commerce Ave, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 1603 Commerce Ave, Saint Joseph, MO 64505

Property Summary

Property Type	Commercial Vacant Land
Lot Size	0.503 acres (21,900 sqft)
Owner	Company Name on Record
Last Sale	$162,200 (Feb 2014)
Tax Bill	$597 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
APN	`03-8.0-28-002-002-010.005`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-28-002-002-010.005`

Exterior

Lot Area	21,900 sqft (0.503 acres)
Lot Dimensions	219 ft deep x 100 ft wide

Location & Zoning

Street Address	1603 COMMERCE AVE
City	SAINT JOSEPH
State	MO
Zip	64505-3933
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	CITY
Legal Description	28-58-35NWSUB:COMMERCIAL PARK LOT:1 BLK:LGL DESC:
Legal Range	35W
Legal Township	58N
Legal Section	28
Legal Subdivision	COMMERCIAL PARK
Legal Lot Number	1
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2000
Census Tract	300

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	11585 COUNTY ROAD 454, COUNTRY CLUB, MO 64505-4080
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2014 · Amount on Record
Deed Sale	Feb 26, 2014 · Amount on Record
Deed Document Number	20141657
Deed Book / Page	3451 / 489
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1603 COMMERCE AVE, SAINT JOSEPH, MO 64505-3933
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	NOT AVAILABLE, ST JOSEPH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003743/527
Date	Nov 13, 2019
Book Page	3743/527
Instrument	2019009984

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$597.00	$7,010 (-) Land $7,010	$21,900 (-) Land $21,900
2024	$597.00 (+7.76%)
2023	$554.00 (-0.54%)	$7,010 (-) Land $7,010	$21,900 (-) Land $21,900
2022	$557.00	$7,010 Land $7,010
2021			$21,900 Land $21,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	53 (1984–2019)
Claims Outside the SFHA	9 of 53
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Mar 2019 · 10 claims Flooding, Jul 2011 · 18 claims Severe Storms & Flooding, Jul 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20