1602 Commerce Ave, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 1602 Commerce Ave, Saint Joseph, MO 64505

Property Summary

Property TypeOther
Details5,000 sqft · built 2005
Lot Size0.98 acres (42,689 sqft)
OwnerCompany Name on Record
Tax Bill$3,468 (2025)
Deeds & MortgagesApr 2020 Mortgage
May 2021 Sale
APN03-8.0-28-002-002-010.008

Property Details

APN / Parcel Number

Primary APN03-8.0-28-002-002-010.008

Interior

Building Area5,000 sqft Base Area
1st Floor Area5,000 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area42,689 sqft (0.98 acres)
Lot Dimensions322 ft deep x 175 ft wide

Location & Zoning

Street Address1602 COMMERCE AVE
CitySAINT JOSEPH
StateMO
Zip64505-3933
Property CategoryOther
Property TypeOther > Miscellaneous
Local Zoning CodeCITY
Legal Description28-58-35NWSUB:NORTHWEST COMMERCIAL PARK LOT:8B BLK:LGL DESC:LLA BK4 PG67
Legal Range35W
Legal Township58N
Legal Section28
Legal SubdivisionNORTHWEST COMMERCIAL PARK
Legal Lot Number8
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2000
Census Tract300

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4001 N BELT HWY, SAINT JOSEPH, MO 64506-1384
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
SECURITY BANK OF KANSAS CITY
May 14, 2021Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2023
Deed SaleNov 7, 2023
Prior SaleDec 30, 2022
Deed Document Number20238852
Deed Book / Page3792 / 288
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address1602 COMMERCE AVE, SAINT JOSEPH, MO 64505-3933
Transaction TypeMortgage
Record UpdatedJan 30, 2023
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003748/73
DateApr 27, 2020
Book Page3748/73
Instrument2020003219
Lender
NameSECURITY BANK OF KANSAS CITY
TypeBank
AddressKANSAS CITY, MO 64118
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionBUCHANAN MO
Recording DateMay 14, 2021
Property Address1602 COMMERCE AVE, SAINT JOSEPH, MO 64505-3933
Document Number003762/260
Book / Page3762 / 260
Instrument DateMay 12, 2021
Instrument2021004917
Transaction TypeTransfer
Record UpdatedJan 30, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4001 N BELT HWY, SAINT JOSEPH, MO 64506-1384

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,468.00$42,410 (-) Land $13,660 Building $28,750$132,530 (-) Land $42,700 Building $89,830
2024$3,468.00 (+7.97%)
2023$3,212.00 (-18.48%)$42,410 (-17.38%) Land $13,660 Building $28,750$132,530 (-17.38%) Land $42,700 Building $89,830
2022$3,940.00$51,330 Land $22,580 Building $28,750
2021$160,400 Land $70,570 Building $89,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims53 (1984–2019)
Claims Outside the SFHA9 of 53
Most Recent ClaimJun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Mar 2019 · 10 claims
  • Flooding, Jul 2011 · 18 claims
  • Severe Storms & Flooding, Jul 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Commerce Ave

Nearby Streets

Search Property Records by Address or Parcel Number