16029 W Red Cloud Dr, Lockport, IL 60441 Property Records

Will County property record for 16029 W Red Cloud Dr, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,435 sqft · built 2001
Lot Size	0.35 acres (15,092 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Dec 2010)
Tax Bill	$14,706 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05-30-401-018`

Property Details

APN / Parcel Number

Primary APN	`16-05-30-401-018`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,435 sqft Living Area
Basement Area	2,435 sqft
Finished Basement	2,435 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Lot Area	15,092 sqft (0.35 acres)
Garage Type	Attached
Garage Area	753 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16029 W RED CLOUD DR
City	LOCKPORT
State	IL
Zip	60441-4597
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 IN THUNDER HILL OF BROKEN ARROW, BEING A RE-SUB OF LOT 3 IN BROKEN ARROW, NOW LOCATED IN PRT OF THE E1/2 NE1/4 THE SE1
Legal Range	11E
Legal Township	36N
Legal Section	30
Legal Subdivision	THUNDER HILL OF BROKEN ARROW
Legal Lot Number	4
Jurisdiction	WILL IL
Township / Civil Division	HOMER
Census Block Group	3
Census Block	3000
Census Tract	881009

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	16029 W RED CLOUD DR, LOCKPORT, IL 60441-4597
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit HINSDALE BANK & TRUST CO
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2010 · Amount on Record
Deed Sale	Dec 21, 2010 · Amount on Record
Prior Sale	Aug 31, 2001 · Amount on Record
Deed Document Number	2010137809
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16029 W RED CLOUD DR, LOCKPORT, IL 60441-4597
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071892
Date	Dec 19, 2025
Instrument	R2025071892

Lender

Name	HINSDALE BANK & TRUST CO
Type	Bank
Address	HINSDALE, IL 60521

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 5, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16029 W RED CLOUD DR, LOCKPORT, IL 60441-4597
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094282
Date	Oct 26, 2020
Instrument	R2020094282

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Interest

Rate	2.55%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Homer Township
Municipality	Lockport City
Elementary School District	Homer Community Consolidated School District 33C (PK - 08)
Secondary School District	Lockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,706.00 (+13.66%)	$182,453 (+7.6%) Land $33,081 Building $149,372	$547,359 (+7.6%) Land $99,243 Building $448,116
2024		$169,566 (+18.15%) Land $30,744 Building $138,822	$508,698 (+18.15%) Land $92,232 Building $416,466
2022	$12,939.00 Homeowner's exemption	$143,515 Land $26,021 Building $117,494	$430,545 Land $78,063 Building $352,482

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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