16023 W Red Cloud Dr, Lockport, IL 60441 Property Records

Will County property record for 16023 W Red Cloud Dr, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,710 sqft · built 2002
Lot Size	0.45 acres (19,600 sqft)
Owner	Individual Name on File
Last Sale	$258,000 (Sep 2025)
Tax Bill	$15,537 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`16-05-30-401-017`

Property Details

APN / Parcel Number

Primary APN	`16-05-30-401-017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,710 sqft Living Area
Basement Area	1,353 sqft
Unfinished Basement	1,353 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	19,600 sqft (0.45 acres)
Garage Area	709 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	16023 W RED CLOUD DR
City	LOCKPORT
State	IL
Zip	60441-4597
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 IN THUNDER HILL OF BROKEN ARROW, BEING A RE-SUB OF LOT 3 IN BROKEN ARROW, NOW LOCATED IN PRT OF THE E1/2 NE1/4 IN THE
Legal Range	11E
Legal Township	36N
Legal Section	30
Legal Subdivision	THUNDER HILL OF BROKEN ARROW
Legal Lot Number	3
Jurisdiction	WILL IL
Township / Civil Division	HOMER
Census Block Group	3
Census Block	3000
Census Tract	881009

Owner

16023 W Red Cloud Dr is owned and occupied by an individual who bought it in September 2025.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	16023 W RED CLOUD DR, LOCKPORT, IL 60441-4597
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Jan 13, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2025 · Amount on File
Deed Sale	Sep 5, 2025 · Amount on File
Prior Sale	May 4, 2007 · Amount on File
Deed Document Number	202548813
Prior Transfer Date	Nov 16, 2001
Prior Transfer Doc	0000176080
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	May 22, 2026
Property Address	16023 W RED CLOUD DR, LOCKPORT, IL 60441-4597
Document Number	0000030678
Instrument Date	Mar 30, 2026
Instrument	202630678
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16023 W RED CLOUD DR, LOCKPORT, IL 60441-4597

Mortgage

Document Number	0000030678,
Date	May 22, 2026
Instrument	202630678

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	285 Months
Due	Feb 1, 2050

Interest

Rate	5.98%
Max Rate	-1%

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	16023 W RED CLOUD DR, LOCKPORT, IL 60441-4597
Document Number	0000011302
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16023 W RED CLOUD DR LOCKPORT IL 604414597, LOCKPORT, IL 60441-4597

Mortgage

Document Number	0000011302
Date	Feb 10, 2020
Instrument	11302

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2050

Interest

Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 16023 W Red Cloud Dr was $15,537, up 3.6% from the year before.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Homer Township
Municipality	Lockport City
Elementary School District	Homer Community Consolidated School District 33C (PK - 08)
Secondary School District	Lockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,537.00 (+3.58%)	$184,315 (+7.6%) Land $33,081 Building $151,234	$552,945 (+7.6%) Land $99,243 Building $453,702
2024	$15,000.00	$171,296 Land $30,744 Building $140,552	$513,888 Land $92,232 Building $421,656
2022	$13,641.00	$144,979 Land $26,021 Building $118,958	$434,937 Land $78,063 Building $356,874

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16023 W Red Cloud Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16023 W Red Cloud Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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