1602 Esprit Dr, Carmel (Westfield), IN 46074 Property Records

Hamilton County property record for 1602 Esprit Dr, Carmel, IN 46074

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,575 sqft · built 2000
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (Jan 2024)
Tax Bill	$5,287 (2024)
Deeds & Mortgages	Dec 2023 Line of Credit Jan 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-21-008-048.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-21-008-048.000-018`
Alternative APN	`1709210008048000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,575 sqft Living Area
1st Floor Area	1,107 sqft
2nd Floor Area	1,468 sqft
Basement Area	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	154 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	534 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709210008048000
Street Address	1602 ESPRIT DR
City	CARMEL
State	IN
Zip	46074-8965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .28, SECTION 21, TOWNSHIP 18, RANGE 3, SADDLE CREEK, SECTION 6, LOT 239, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	21
Legal Subdivision	SADDLE CREEK
Legal Block	6
Legal Lot Number	239
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2002
Census Tract	110909

Owner

1602 Esprit Dr is owned and occupied by an individual who bought it in January 2024.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1602 ESPRIT DR, CARMEL, IN 46074-8965
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Deed of Trust, Mortgage · Line of Credit THE NORTH SALEM STATE BANK
Jan 22, 2024	Warranty Deed, Transfer TRADEMARK TITLE INC, TRADEMARK TITLE
Oct 31, 2023	Guardian's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2024 · Amount on File
Deed Sale	Jan 22, 2024 · Amount on File
Prior Sale	Oct 31, 2023 · Amount on File
Deed Document Number	2024002031
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1602 ESPRIT DR, CARMEL, IN 46074-8965
Transaction Type	Mortgage
Record Updated	Mar 8, 2024
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14035 STONE KEY WAY, FISHERS, IN 46040-9675

Mortgage

Document Number	0000047228
Date	Dec 18, 2023
Instrument	2023047228

Lender

Name	THE NORTH SALEM STATE BANK
Type	Bank
Address	NORTH SALEM, IN 46165

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 15, 2024

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jan 22, 2024
Property Address	1602 ESPRIT DR, CARMEL, IN 46074-8965
Document Number	0000002031
Map Reference	DOC 200000019712
Instrument Date	Jan 18, 2024
Instrument	2024002031
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 ESPRIT DR, CARMEL, IN 46074-8965

October 2023: Guardian's Deed, Transfer

Document Type	Guardian's Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 31, 2023
Property Address	1602 ESPRIT DR, CARMEL, IN 46074-8965
Document Number	0000041711
Map Reference	DOC 200000019712
Instrument Date	Oct 30, 2023
Instrument	2023041711
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14035 STONE KEY WAY, FISHERS, IN 46040-9675

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$471,900 (+0.08%) Land $127,600 Building $344,300	$471,900 (+0.08%) Land $127,600 Building $344,300
2024	$5,287.00 (-37.41%)	$471,500 (+12.53%) Land $127,600 Building $343,900	$471,500 (+12.53%) Land $127,600 Building $343,900
2023	$8,447.00 (+11.61%)	$419,000 (+16.49%) Land $60,900 Building $358,100	$419,000 (+16.49%) Land $60,900 Building $358,100
2022	$7,568.00 Homeowner's exemption	$359,700 Land $60,900 Building $298,800	$359,700 Land $60,900 Building $298,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1602 Esprit Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1602 Esprit Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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