1569 Esprit Dr, Carmel (Westfield), IN 46074 Property Records

Hamilton County property record for 1569 Esprit Dr, Carmel, IN 46074

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,511 sqft · built 2000
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Tax Bill	$6,118 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-21-008-020.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-21-008-020.000-018`
Alternative APN	`1709210008020000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,511 sqft Living Area
1st Floor Area	1,382 sqft
2nd Floor Area	1,529 sqft
Basement Area	712 sqft
Finished Basement	600 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2006
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	138 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709210008020000
Street Address	1569 ESPRIT DR
City	CARMEL
State	IN
Zip	46074-8963
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .24, SECTION 21, TOWNSHIP 18, RANGE 3, SADDLE CREEK, SECTION 6, LOT 186, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	21
Legal Subdivision	SEDDLE CREEK ADDITION
Legal Block	6
Legal Lot Number	186
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2004
Census Tract	110909

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1569 ESPRIT DR, CARMEL, IN 46074-8963
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Apr 3, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 7, 2018	Warranty Deed, Transfer · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2019
Deed Sale	Apr 3, 2019
Prior Sale	Jun 7, 2018 · Amount on Record
Deed Document Number	2019012504
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1569 ESPRIT DR, CARMEL, IN 46074-8963
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076373
Date	Oct 23, 2020
Instrument	2020076373

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 3, 2019
Property Address	1569 ESPRIT DR, CARMEL, IN 46074-8963
Document Number	2019012504
Map Reference	DOC 9919786
Instrument Date	Apr 1, 2019
Instrument	2019012504
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1569 ESPRIT DR, CARMEL, IN 46074-8963

Mortgage

Document Number	2019012505
Date	Apr 3, 2019
Instrument	2019012505

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 7, 2018
Property Address	1569 ESPRIT DR, CARMEL, IN 46074-8963
Document Number	2018024981
Map Reference	DOC9919786
Instrument Date	Jun 1, 2018
Instrument	2018024981
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1569 ESPRIT DR, CARMEL, IN 46074-8963

Mortgage

Document Number	2018024982
Date	Jun 7, 2018
Instrument	2018024982

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$540,200 (+0.35%) Land $125,300 Building $414,900	$540,200 (+0.35%) Land $125,300 Building $414,900
2024	$6,118.00 (+14.36%)	$538,300 (+9.79%) Land $125,300 Building $413,000	$538,300 (+9.79%) Land $125,300 Building $413,000
2023	$5,350.00 (+11.18%) Homeowner's exemption	$490,300 (+15.91%) Land $57,900 Building $432,400	$490,300 (+15.91%) Land $57,900 Building $432,400
2022	$4,812.00 Homeowner's exemption	$423,000 Land $57,900 Building $365,100	$423,000 Land $57,900 Building $365,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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