1602 E State St, Rockford, IL 61104 Property Records

Winnebago County property record for 1602 E State St, Rockford, IL 61104

Property Summary

Property Type	Commercial
Details	6,844 sqft · built 1977
Lot Size	0.34 acres (14,810 sqft)
Owner	Company Name on Record
Last Sale	$740,000 (Dec 2025)
Tax Bill	$14,081 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`204C704`

Property Details

APN / Parcel Number

Primary APN	`204C704`
Alternative APN	`1124382016`

Interior

Bedrooms	10 Beds
Units	20 Units
Stories	2 Stories
Building Area	6,844 sqft Gross Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	14,810 sqft (0.34 acres)
View / Lot	Traffic

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1602 1606 E STATE ST
City	ROCKFORD
State	IL
Zip	61107
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R3
Legal Description	MURTFELDTS SUB S PT BLK 13 SPAFFORDS ADD LOTS 6 & 007
Legal Subdivision	SPAFFORDS ADD
Legal Block	13
Legal Lot Number	6,007
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	3
Census Block	3024
Census Tract	800

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1552 S ROUTE 59, NAPERVILLE, IL 60564-5941
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Warranty Deed, Transfer · Commercial Mortgage AMERICAN HERITAGE LENDING
Jun 2, 2022	Warranty Deed, Transfer
Jun 14, 2019	Warranty Deed, Transfer TITLE UNDERWRITERS AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	Jun 2, 2022 · Amount on Record
Deed Document Number	202531549
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 4, 2025
Property Address	1602 E STATE ST, ROCKFORD, IL 61104-2471
Document Number	0000031549
Map Reference	PB 58 PG 202
Instrument Date	Mar 27, 2025
Instrument	2531549
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	UNKNOWN, MAA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,110.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1552 S ROUTE 59 # 1318, NAPERVILLE, IL 60564-5941

Mortgage

Document Number	0000031550
Date	Dec 4, 2025
Instrument	2531550

Lender

Name	AMERICAN HERITAGE LENDING
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 2, 2022
Property Address	1602 E STATE ST, ROCKFORD, IL 61104-2471
Document Number	0000017319
Map Reference	BK58 PG202
Instrument Date	May 10, 2022
Instrument	2217319
Transaction Type	Transfer
Record Updated	Jul 6, 2022

Transaction

Amount	Amount Recorded
Tax	$675.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3360 W 92ND PL, HIALEAH, FL 33018-2070

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 14, 2019
Property Address	1602 E STATE ST, ROCKFORD, IL 61104-2471
Document Number	0001020270
Instrument Date	Jun 1, 2019
Instrument	1020270
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Tax	$540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4249 E STATE ST #203 ROCKFORD IL 611082045, 203, ROCKFORD, IL 61108-2045

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,081.00 (+3.82%)	$159,487 (+11.43%) Land $7,415 Building $152,072	$478,461 (+11.43%) Land $22,245 Building $456,216
2024	$13,563.00	$143,127 (+39.57%) Land $6,654 Building $136,473	$429,381 (+39.57%) Land $19,962 Building $409,419
2022		$102,547 Land $5,244 Building $97,303	$307,641 Land $15,732 Building $291,909

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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