1541 E State St, Rockford, IL 61104 Property Records

Winnebago County property record for 1541 E State St, Rockford, IL 61104

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,154 sqft · built 1900
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Dec 2014)
Tax Bill	$4,185 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`205B487`

Property Details

APN / Parcel Number

Primary APN	`205B487`
Alternative APN	`1125126012`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,154 sqft Living Area
Gross Area	3,202 sqft
1st Floor Area	1,048 sqft
Basement Area	1,048 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
View / Lot	Alley/Corner
Garage Type	Detached
Garage Area	528 sqft
Driveway	Driveway
Porch	Porch
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	205B487
Street Address	1541 E STATE ST
City	ROCKFORD
State	IL
Zip	61104-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	P BYRON THOMAS SUBD LOTS 3 + 5 + PT LOT 2 BLK 1 FOREST CITY VIEW EXC W 30 FTS 18 FT ALL LOT 001
Legal Subdivision	P BYRON THOMAS SUBD
Legal Block	1
Legal Lot Number	3,5,2
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2001
Census Tract	1300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1541 E STATE ST, ROCKFORD, IL 61104-2317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage HUD
Oct 8, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2014 · Amount on Record
Deed Sale	Dec 16, 2014 · Amount on Record
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1541 E STATE ST, ROCKFORD, IL 61104-2317
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031643
Date	Oct 17, 2022
Instrument	2231643

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	276 Months
Due	Jan 1, 2045

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1541 E STATE ST, ROCKFORD, IL 61104-2317
Document Number	0001039542
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1541 E STATE ST ROCKFORD IL 611042317, ROCKFORD, IL 61104-2317

Mortgage

Document Number	0001039542
Date	Dec 22, 2020
Instrument	1039542

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 21, 2045

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,185.00	$53,408 (+41.38%) Land $7,909 Building $45,499	$160,224 (+41.38%) Land $23,727 Building $136,497
2022	Homeowner's exemption	$37,775 Land $5,594 Building $32,181	$113,325 Land $16,782 Building $96,543

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	18 (2006–2024)
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Floodng, Jul 2024 · 2 claims Severe Storms And Flooding, Aug 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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