1602 Bermuda Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 1602 Bermuda Dr, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,644 sqft · built 1993
Lot Size0.39 acres (16,988 sqft)
Owner2 Trust Names on Record
Tax Bill$6,342 (2025)
Deeds & MortgagesDec 2017 Line of Credit
APN09-05-0-302-020

Property Details

APN / Parcel Number

Primary APN09-05-0-302-020

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,644 sqft Living Area
Basement Area860 sqft
Unfinished Basement860 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2000
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Lot Area16,988 sqft (0.39 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area420 sqft
Patio Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1602 BERMUDA DR
CityO FALLON
StateIL
Zip62269-2981
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTAMARACK ESTATES 2NDADD LOT/SEC-73 A02848947
Legal SubdivisionTAMARACK ESTATES
Legal Block302
Legal Lot Number73
JurisdictionST CLAIR IL
Township / Civil DivisionSHILOH VALLEY
Census Block Group1
Census Block1005
Census Tract503907

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on Record
Mailing Address1602 BERMUDA DR, O FALLON, IL 62269-2981
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 21, 2025
Transfer Doc0002848947
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address1602 BERMUDA DR, O FALLON, IL 62269-2981
Document Number00A2561812
Instrument DateDec 1, 2017
Transaction TypeMortgage
Record UpdatedJan 25, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1602 BERMUDA DR SHILOH IL 622692981, SHILOH, IL 62269-2981

Mortgage

Document Number00A2561812
DateDec 18, 2017
Instrument2561812
Lender
NameREGIONS BK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 17, 2047
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionShiloh Valley Township
MunicipalityShiloh Village
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)
Elementary School DistrictShiloh Village School District 85 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,342.00$91,864 (+33.79%) Land $18,132 Building $73,732$275,592 (+33.79%) Land $54,396 Building $221,196
2022$68,662 Land $15,076 Building $53,586$205,986 Land $45,228 Building $160,758

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-EAST ST LOUIS
private · serves 131,368 people · EPA ID IL1635040
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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