1601 Bermuda Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 1601 Bermuda Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,216 sqft · built 1994
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Sep 2026)
Tax Bill	$9,181 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
APN	`09-05-0-302-019`

Property Details

APN / Parcel Number

Primary APN	`09-05-0-302-019`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,216 sqft Living Area
Upper Floors Area	41 sqft
Basement Area	1,216 sqft
Finished Basement	1,216 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Frame
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Mixed
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Deck Area	312 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1601 BERMUDA DR
City	O FALLON
State	IL
Zip	62269-2981
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAMARACK ESTATES 2NDADD LOT/SEC-74 A02849059
Legal Subdivision	TAMARACK ESTATES
Legal Block	302
Legal Lot Number	74
Jurisdiction	ST CLAIR IL
Township / Civil Division	SHILOH VALLEY
Census Block Group	1
Census Block	1005
Census Tract	503907

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1601 BERMUDA DR, O FALLON, IL 62269-2981
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2026 · Amount on Record
Deed Sale	Sep 3, 2026 · Amount on Record
Prior Sale	May 23, 2025 · Amount on Record
Deed Document Number	20262894654
Prior Transfer Date	May 19, 2025
Prior Transfer Doc	0002849059
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 3, 2026
Property Address	1601 BERMUDA DR, O FALLON, IL 62269-2981
Document Number	0002894654
Instrument Date	Sep 2, 2026
Instrument	20262894654
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$60,600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1601 BERMUDA DR, O FALLON, IL 62269-2981

Mortgage

Date	Sep 3, 2026

Lender

Name	DAS ACQUISITION CO LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Shiloh Valley Township
Municipality	Shiloh Village
Secondary School District	O'Fallon Township High School District 203 (09 - 12)
Elementary School District	Shiloh Village School District 85 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,181.00 (+8.34%)	$124,284 (+8.73%) Land $17,838 Building $106,446	$372,852 (+8.73%) Land $53,514 Building $319,338
2024	$8,474.00	$114,305 (+25.91%) Land $16,406 Building $97,899	$342,915 (+25.91%) Land $49,218 Building $293,697
2022		$90,782 Land $14,832 Building $75,950	$272,346 Land $44,496 Building $227,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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