16014 Rustic Sands Dr, Houston, TX 77084 Property Records

Harris County property record for 16014 Rustic Sands Dr, Houston, TX 77084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,260 sqft · built 1984
Lot Size	0.093 acres (4,050 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,536 (2025)
Deeds & Mortgages	May 2023 Mortgage Jan 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`114-768-004-0020`

Property Details

APN / Parcel Number

Primary APN	`114-768-004-0020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,260 sqft Living Area
1st Floor Area	1,451 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Brick/Masonry
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	4,050 sqft (0.093 acres)
View / Lot	Neighborhood
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	28 sqft
Patio Area	655 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1147680040020
Street Address	16014 RUSTIC SANDS DR
City	HOUSTON
State	TX
Zip	77084-2957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 20 BLK 4 BEAR CREEK VILLAGE SEC 14
Legal Subdivision	BEAR CREEK VILLAGE SEC 14
Legal Block	4
Legal Lot Number	20
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1008
Census Tract	540504

Owner

Source: Harris County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16014 RUSTIC SANDS DR, HOUSTON, TX 77084-2957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Vendor's Lien, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 5, 2023	Deed of Trust, Mortgage · Commercial Mortgage MERCHANTS MORTGAGE & TRUST CORP
Nov 4, 2022	Warranty Deed, Transfer NOT AVAILABLE, DECLARION TITLE COMPANY LLC
Nov 4, 2022	Vendor's Lien, Transfer · Commercial Mortgage MERCHANTS MORTGAGE & TRUST CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2023
Deed Sale	May 26, 2023
Prior Sale	Nov 4, 2022 · Amount on File
Deed Document Number	2023192788
Prior Transfer Date	Mar 16, 2006
Prior Transfer Doc	000Z456118
Record Updated	Oct 29, 2026

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	May 26, 2023
Property Address	16014 RUSTIC SANDS DR, HOUSTON, TX 77084-2957
Document Number	0000192788
Map Reference	VOL 296 PG 46
Instrument Date	May 25, 2023
Instrument	2023-192788
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	NOT AVAILABLE, UNIVERSITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16014 RUSTIC SANDS DR, HOUSTON, TX 77084-2957

Mortgage

Document Number	0000192789
Date	May 26, 2023
Instrument	2023-192789

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	16014 RUSTIC SANDS DR, HOUSTON, TX 77084-2957
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5734 SOUTH BRENWOOD DRIVE, SAN ANTONIO, TX 78212

Mortgage

Document Number	0000004271
Date	Jan 5, 2023
Instrument	2023-004271

Lender

Name	MERCHANTS MORTGAGE & TRUST CORP
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Nov 4, 2022
Property Address	16014 RUSTIC SANDS DR, HOUSTON, TX 77084-2957
Document Number	0000538772
Map Reference	VOL 296 PG 46
Instrument Date	Oct 26, 2022
Instrument	2022-538772
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	NOT AVAILABLE, DECLARION TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2223 MANGUM RD, HOUSTON, TX 77092-8101

November 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Nov 4, 2022
Property Address	16014 RUSTIC SANDS DR, HOUSTON, TX 77084-2957
Document Number	0000539239
Map Reference	VOL 296 PG 46
Instrument Date	Oct 26, 2022
Instrument	2022-539239
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	NOT AVAILABLE, DECLARATION TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6419 WINCHESTER RANCH TRAIL, KATY, TX 77493

Mortgage

Document Number	0000539240
Date	Nov 4, 2022
Instrument	2022-539240

Lender

Name	MERCHANTS MORTGAGE & TRUST CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,193 (+6.55%) Land $48,771 Building $239,422	$288,193 (+6.55%) Land $48,771 Building $239,422
2025	$3,536.00 (-40.74%) Homeowner's exemption	$270,470 (-3.16%) Land $48,771 Building $221,699	$270,470 (-3.16%) Land $48,771 Building $221,699
2024	$5,967.00 (+145.05%)
2023		$279,307 Land $48,771 Building $230,536	$279,307 Land $48,771 Building $230,536
2022	$2,435.00 (-15.8%)
2020	$2,892.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 117 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	25 (2016–2024)
Claims Outside the SFHA	25 of 25
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 4 claims Hurricane Harvey, Aug 2017 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY UD 6 serves 11,262 people · EPA ID TX1010501
Water Source	Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber.

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