16013 Speaker Ave, Belton, MO 64012 Property Records

Cass County property record for 16013 Speaker Ave, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,278 sqft · built 2004
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,986 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-03-06-000-000-016.000`

Property Details

APN / Parcel Number

Primary APN	`04-03-06-000-000-016.000`
Alternative APN	`2408200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,278 sqft Living Area
1st Floor Area	1,278 sqft
Basement Area	1,278 sqft
Finished Basement	654 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	153 ft deep x 100 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Shed	1 Shed

Location & Zoning

Account Number	2408200
Street Address	16013 SPEAKER AVE
City	BELTON
State	MO
Zip	64012-1672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARTINWOOD ADD LOT 28
Legal Range	32
Legal Township	46
Legal Section	06
Legal Subdivision	MARTINWOOD
Legal Lot Number	28
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	5
Census Block	5021
Census Tract	60004

Owner

16013 Speaker Ave is owned and occupied by two individuals.

Source: Cass County records, as of December 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	16013 SPEAKER AVE, BELTON, MO 64012-1672
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK
May 11, 2018	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	16013 SPEAKER AVE, BELTON, MO 64012-1672
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16013 SPEAKER AVE, BELTON, MO 64012-1672

Mortgage

Document Number	0005050/88
Date	Apr 25, 2024
Book Page	5050/88
Instrument	748536

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	96 Months
Due	Apr 18, 2032

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	16013 SPEAKER AVE, BELTON, MO 64012-1672
Transaction Type	Mortgage
Record Updated	Jul 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4246/036
Date	May 11, 2018
Book Page	4246/036
Instrument	625978

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 9, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 16013 Speaker Ave was $6,986.

Source: Cass County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Belton City
Unified School District	Belton 124 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,986.00	$36,770 Land $5,230 Building $31,540	$193,500 Land $27,500 Building $166,000
2023	$2,706.00 (+4,911.11%)	$32,790 (+14.97%) Land $4,750 Building $28,040	$172,560 Land $25,000 Building $147,560
2022	$54.00	$28,520 Land $4,750 Building $23,770
2021			$150,100 Land $25,000 Building $125,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16013 Speaker Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16013 Speaker Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELTON PWS serves 23,598 people · EPA ID MO1010061
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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