16009 Speaker Ave, Belton, MO 64012 Property Records

Cass County property record for 16009 Speaker Ave, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,130 sqft · built 1985
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,354 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-03-06-000-000-014.000`

Property Details

APN / Parcel Number

Primary APN	`04-03-06-000-000-014.000`
Alternative APN	`2408000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,130 sqft Living Area
1st Floor Area	1,130 sqft
Basement Area	1,130 sqft
Finished Basement	456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	153 ft deep x 100 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	28 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Shed	1 Shed

Location & Zoning

Account Number	2408000
Street Address	16009 SPEAKER AVE
City	BELTON
State	MO
Zip	64012-1672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARTINWOOD ADD LOT 26
Legal Range	32
Legal Township	46
Legal Section	06
Legal Subdivision	MARTINWOOD
Legal Lot Number	26
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	5
Census Block	5021
Census Tract	60004

Owner

Source: Cass County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16009 SPEAKER AVE, BELTON, MO 64012-1672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2018	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Aug 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	16009 SPEAKER AVE, BELTON, MO 64012-1672
Transaction Type	Mortgage
Record Updated	Aug 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4306/027
Date	Nov 7, 2018
Book Page	4306/027
Instrument	635945

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	16009 SPEAKER AVE, BELTON, MO 64012-1672
Transaction Type	Mortgage
Record Updated	Sep 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4277/096
Date	Aug 10, 2018
Book Page	4277/096
Instrument	631156

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Cass County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Belton City
Unified School District	Belton 124 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,354.00 (+161.68%)	$28,180 (+13.63%) Land $3,690 Building $24,490	$148,340 (+13.67%) Land $19,440 Building $128,900
2023	$2,046.00 (+4,890.24%)	$24,800 (+14.66%) Land $3,360 Building $21,440	$130,500 (+14.63%) Land $17,680 Building $112,820
2022	$41.00	$21,630 Land $3,360 Building $18,270
2021			$113,840 Land $17,680 Building $96,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELTON PWS serves 23,598 people · EPA ID MO1010061
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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