16011 FM 986, Terrell, TX 75160 Property Records

Kaufman County property record for 16011 FM 986, Terrell, TX 75160

Property Summary

Property Type	Mobile Home
Details	3,864 sqft · built 2003
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,242 (Aug 2023)
Tax Bill	$5,440 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R12467`

Property Details

APN / Parcel Number

Primary APN	`R12467`
Alternative APNs	`99.0444.0000.0460.00.06.12` `99044400000460000600` `12467`

Interior

Stories	1 Story
Building Area	3,864 sqft Living Area
1st Floor Area	3,864 sqft

Exterior

Year Built	Built 2003
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	74,052 sqft (1.7 acres)
Deck Area	288 sqft
Storage Building	400 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16011 FM 986
City	TERRELL
State	TX
Zip	75160-0524
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	WM SMITH, TRACT 460.00; 1.7 ACRES, LABEL# PFS0812017, TITLE: MH00983039, LABEL# NO HUD
Legal Subdivision	WM SMITH
Legal Tract	460.00
Legal Block	2
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	2
Census Block	2063
Census Tract	50601

Owner

Source: Kaufman County records, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10011 FM 986, TERRELL, TX 75100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 1, 2023	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 24, 2021	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Prior Sale	May 24, 2021
Deed Document Number	202321548
Deed Book / Page	8176 / 369
Prior Transfer Date	Jul 25, 2023
Prior Transfer Doc	0000021547
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	16011 FM 986, TERRELL, TX 75160-0524
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	CAPITAL TITLE TEXAS LLC, CAPITAL TITLE OF TEXAS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4005 SERENCE DR, FORNEY, TX 75126-0999

Mortgage

Document Number	0081760372
Date	Aug 1, 2023
Book Page	8176/372
Instrument	2023-0021549

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Aug 1, 2023
Property Address	16011 FM 986, TERRELL, TX 75160-0524
Document Number	0081760369
Book / Page	8176 / 369
Map Reference	VOL 7008 PG 355
Instrument Date	Jul 28, 2023
Instrument	2023-0021548
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1986 RAGSDALE ST, TERRELL, TX 75160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10611 FM 986, TERRELL, TX 75160

Mortgage

Document Number	20230021549
Date	Aug 1, 2023
Instrument	2023-0021549

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	May 24, 2021
Property Address	16011 FM 986, TERRELL, TX 75160-0524
Document Number	0070080355
Book / Page	7008 / 355
Instrument Date	May 24, 2021
Instrument	2021-0020326
Transaction Type	Transfer
Record Updated	Nov 28, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1017 ZAJIC DR, 1017, TERRELL, TX 75160-6126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 MARYELL ST, TERRELL, TX 75160-1735

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Poetry Town
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$278,000 (+112.41%) Land $131,747 Building $146,253	$278,000 (+112.41%) Land $131,747 Building $146,253
2024	$5,440.00 (+659.78%)
2023		$130,882 Land $109,648 Building $21,234	$130,882 Land $109,648 Building $21,234
2018	$716.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Dec 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POETRY WSC serves 3,636 people · EPA ID TX1290022
Water Source	Purchased surface water from CITY OF TERRELL
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Element8, Nextlink, Verizon.

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