1601 White Water Ct, Berthoud, CO 80513 Property Records

Larimer County property record for 1601 White Water Ct, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,576 sqft · built 1989
Lot Size	2.92 acres (127,195 sqft)
Owner	2 Individual Names on File
Last Sale	$523,000 (Jul 2017)
Tax Bill	$5,528 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`94273-06-003`

Property Details

APN / Parcel Number

Primary APN	`94273-06-003`
Alternative APN	`R1063855`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
Gross Area	3,496 sqft
1st Floor Area	1,576 sqft
Upper Floors Area	352 sqft
Basement Area	1,344 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	127,195 sqft (2.92 acres)
View / Lot	Traffic
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	435 sqft
Deck Area	352 sqft
Patio Area	352 sqft
Balcony Area	352 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R1063855
Street Address	1601 WHITE WATER CT
City	BERTHOUD
State	CO
Zip	80513-8444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FA1
Legal Description	LOT 3, BLK 2, WAGON WHEEL MONUMENT SUB
Legal Range	69W
Legal Township	4N
Legal Section	27
Legal Subdivision	WAGON WHEEL MONUMENT
Legal Block	2
Legal Lot Number	3
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	3
Census Block	3047
Census Tract	2602

Owner

1601 White Water Ct is owned and occupied by two individuals who acquired it in January 2022.

Source: Larimer County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1601 WHITE WATER CT, BERTHOUD, CO 80513-8444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CASTLE MORTGAGE CORP
Jul 27, 2017	Grant Deed, Transfer · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2017 · Amount on File
Deed Sale	Jul 27, 2017 · Amount on File
Prior Sale	Jan 1, 1994 · Amount on File
Deed Document Number	201749573
Last Transfer Date	Jan 15, 2022
Transfer Doc	0000026338
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Apr 25, 2022
Property Address	1601 WHITE WATER CT, BERTHOUD, CO 80513-8444
Document Number	0000026338
Instrument Date	Apr 15, 2022
Instrument	20220026338
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 WHITE WATER CT, BERTHOUD, CO 80513-8444

Mortgage

Document Number	0000026339
Date	Apr 25, 2022
Instrument	20220026339

Lender

Name	CASTLE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 27, 2017
Property Address	1601 WHITE WATER CT, BERTHOUD, CO 80513-8444
Document Number	0000049573
Instrument Date	Jul 25, 2017
Instrument	49573
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1601 WHITE WATER CT BERTHOUD CO 805138444, BERTHOUD, CO 80513-8444

Mortgage

Document Number	49574
Date	Jul 27, 2017
Instrument	49574

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2047

Mortgage

Document Number	49575,
Date	Jul 27, 2017
Instrument	49575

Lender

Name	ADAMS BK&TR
Type	Bank
Address	LONGMONT, CO 80501-8994

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1601 White Water Ct was $5,528, up 19.4% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,528.00 (+19.45%)	$50,988 Land $11,338 Building $39,650	$815,800 Land $181,400 Building $634,400
2024	$4,628.00 (+2.84%)
2023	$4,500.00 (+23.59%)	$48,495 (+37.19%) Land $14,405 Building $34,090	$723,800 (+42.31%) Land $215,000 Building $508,800
2022	$3,641.00	$35,348 Land $13,900 Building $21,448	$508,600 Land $200,000 Building $308,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1601 White Water Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1601 White Water Ct is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 63% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITTLE THOMPSON WD serves 25,654 people · EPA ID CO0135477
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Hilltop Broadband Fixed Wireless	50 / 15
Rise Broadband Fixed Wireless	50 / 10

May also be available: CenturyLink, Xfinity.

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