1601 Wadhams Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1601 Wadhams Rd, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,620 sqft · built 1999
Lot Size	5.07 acres (220,849 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Nov 2025)
Tax Bill	$1,942 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-30-022-1007-200`

Property Details

APN / Parcel Number

Primary APN	`74-30-022-1007-200`

Interior

Full Baths	2 Baths
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Basement Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Lot Area	220,849 sqft (5.07 acres)
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1601 WADHAMS RD
City	SAINT CLAIR
State	MI
Zip	48079-3120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	BEG N 0D 12M 18S W 1444.89' FROM W 1/4 COR, TH N 0D 12M 18S W 165', TH N 89D 35M 55S E 1338.51', TH S 0D 17M 15S E 165', TH S 89D 35M 55S W 1338.75' TO BEG SECTION 22 T5N R16E 5.07 A
Legal Range	16E
Legal Township	05N
Legal Section	22
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	2
Census Block	2003
Census Tract	640200

Owner

Source: St. Clair County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	845 JOANWOOD DR, MARYSVILLE, MI 48040-2021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jul 10, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK EASTERN MICHIGAN
Nov 12, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Mar 30, 2015 · Amount on Record
Deed Document Number	202521871
Deed Book / Page	5871 / 96
Prior Transfer Date	Dec 8, 2014
Prior Transfer Doc	0045630375
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1601 WADHAMS RD, SAINT CLAIR, MI 48079-3120
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 WADHAMS RD, SAINT CLAIR, MI 48079-3120

Mortgage

Document Number	0005343988
Date	Mar 31, 2021
Book Page	5343/988
Instrument	2021009372

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1601 WADHAMS RD, SAINT CLAIR, MI 48079-3120
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 WADHAMS RD, SAINT CLAIR, MI 48079-3120

Mortgage

Document Number	0000058301
Date	Jul 10, 2025
Book Page	5830/1
Instrument	2025012853

Lender

Name	FIFTH THIRD BANK EASTERN MICHIGAN
Type	Bank
Address	1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 12, 2025
Property Address	1601 WADHAMS RD, SAINT CLAIR, MI 48079-3120
Document Number	0000587196
Book / Page	5871 / 96
Instrument Date	Oct 23, 2025
Instrument	2025021871
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1601 WADHAMS RD, SAINT CLAIR, MI 48079-3120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 JOANWOOD DR, MARYSVILLE, MI 48040-2021

Mortgage

Document Number	2025021872
Date	Nov 12, 2025
Instrument	2025021872

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,942.00 (-31.26%) Homeowner's exemption	$154,600 (+27.35%)
2024	$2,825.00 (+8.91%)		$309,200 (+27.35%)
2023		$121,400
2022	$2,594.00		$242,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Duke Broadband Fiber	1,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Wadhams Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures