1587 Wadhams Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1587 Wadhams Rd, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,709 sqft · built 2003
Lot Size	7.49 acres (326,264 sqft)
Owner	Individual Name on Record
Tax Bill	$4,592 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-30-022-1007-000`

Property Details

APN / Parcel Number

Primary APN	`74-30-022-1007-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,709 sqft Living Area
1st Floor Area	1,709 sqft
Basement Area	1,709 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	326,264 sqft (7.49 acres)
Garage Area	4,448 sqft
Parking Spaces	15 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	1587 WADHAMS RD
City	SAINT CLAIR
State	MI
Zip	48079-3119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	BEG N 0D 12M 18S W 1774.89' FROM W 1/4 COR, TH N 0D 12M 18S W 243.90', TH N 89D 35M 55S E 1337.92', TH S 0D 17M 15S E
Legal Range	16E
Legal Township	05N
Legal Section	22
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	2
Census Block	2003
Census Tract	640200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1587 WADHAMS RD, SAINT CLAIR, MI 48079-3119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 11, 2014
Transfer Doc	004517/185
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1587 WADHAMS RD, SAINT CLAIR, MI 48079-3119
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051680249
Date	Mar 30, 2020
Book Page	5168/249
Instrument	2020007252

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 10, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1587 WADHAMS RD, SAINT CLAIR, MI 48079-3119
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1587 WADHAMS RD, SAINT CLAIR, MI 48079-3119

Mortgage

Document Number	0053040923
Date	Jan 21, 2021
Book Page	5304/923
Instrument	2021001764

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,700 (+4.12%)	$545,400 (+4.12%)
2025	$4,592.00 (+3.26%) Homeowner's exemption	$261,900 (+24.06%)
2024	$4,447.00 (+7.91%)		$523,800 (+24.06%)
2023		$211,100
2022	$4,121.00		$422,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Duke Broadband Fiber	1,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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