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1601 Steven's Rdg, Matthews, NC 28105 Property Records

Mecklenburg County property record for 1601 Steven's Rdg, Matthews, NC 28105

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,692 sqft · built 1999
Lot Size0.778 acres (33,890 sqft)
Owner2 Individual Names on File
Last Sale$755,000 (Apr 2022)
Tax Bill$5,428 (2024)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN227-641-85

Property Details

APN / Parcel Number

Primary APN227-641-85

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,692 sqft Living Area
1st Floor Area1,656 sqft
Upper Floors Area1,991 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialWood
Lot Area33,890 sqft (0.778 acres)
Garage Area701 sqft
Deck Area264 sqft
Patio Area314 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1601 STEVENS RDG
CityMATTHEWS
StateNC
Zip28105-6851
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionP46 M28-21
Legal SubdivisionPROVIDENCE MANOR PH 2 MAP 2
Legal Block1
Legal Lot Number85
JurisdictionMECKLENBURG NC
Township / Civil Division5, PROVIDENCE
Census Block Group1
Census Block1010
Census Tract5832

Owner

1601 Steven's Rdg is owned and occupied by two individuals who bought it in April 2022.

Source: Mecklenburg County records, as of April 2, 2026

Owner of Record2 Individual Names on File
Mailing Address1601 STEVENS RDG, MATTHEWS, NC 28105-6851
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2022 · Amount on File
Deed SaleApr 4, 2022 · Amount on File
Prior SaleMay 27, 2010 · Amount on File
Deed Document Number202251692
Deed Book / Page37219 / 439
Record UpdatedSep 20, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 4, 2022
Property Address1601 STEVENS RDG, MATTHEWS, NC 28105-6851
Document Number0000051692
Book / Page37219 / 439
Map ReferenceMB 29 PG 347
Instrument DateMar 29, 2022
Instrument2022051692
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,510.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1601 STEVENS RDG, MATTHEWS, NC 28105-6851

Mortgage

Document Number0000051693
DateApr 4, 2022
Instrument2022051693
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMatthews Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$717,600 Land $192,500 Building $525,100$717,600 Land $192,500 Building $525,100
2024$5,428.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1601 Steven's Rdg in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims5 (2008–2018)
Claims Outside the SFHA3 of 5
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1601 Steven's Rdg is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAMPLIGHTER SOUTH-DANBY
private · serves 3,297 people · EPA ID NC0160156
Water SourcePurchased surface water from LANCASTER COUNTY W&SD
Last State InspectionSep 2025
Also Mapped HereCHARLOTTE WATER
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Windstream
DSL · Fiber in parts of the area		200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Steven's Rdg

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