1629 Steven's Rdg, Matthews, NC 28105 Property Records

Mecklenburg County property record for 1629 Steven's Rdg, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,134 sqft · built 1997
Lot Size	0.407 acres (17,729 sqft)
Owner	2 Individual Names on File
Last Sale	$860,000 (Dec 2022)
Tax Bill	$6,184 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`227-641-33`

Property Details

APN / Parcel Number

Primary APN	`227-641-33`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,134 sqft Living Area
1st Floor Area	2,335 sqft
Upper Floors Area	1,593 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Wood
Lot Area	17,729 sqft (0.407 acres)
Garage Area	692 sqft
Deck Area	630 sqft
Patio Area	680 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1629 STEVENS RDG
City	MATTHEWS
State	NC
Zip	28105-6851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L44 M29-564
Legal Subdivision	PROVIDENCE MANOR PH 02
Legal Block	1
Legal Lot Number	44
Jurisdiction	MECKLENBURG NC
Township / Civil Division	5, PROVIDENCE
Census Block Group	1
Census Block	1010
Census Tract	5832

Owner

1629 Steven's Rdg is owned and occupied by two individuals who bought it in December 2022.

Source: Mecklenburg County records, as of April 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1629 STEVENS RDG, MATTHEWS, NC 28105-6851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Dec 28, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2022 · Amount on File
Deed Sale	Dec 28, 2022 · Amount on File
Prior Sale	Dec 29, 1997 · Amount on File
Deed Document Number	2022168086
Deed Book / Page	37854 / 385
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1629 STEVENS RDG, MATTHEWS, NC 28105-6851
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1629 STEVENS RDG, MATTHEWS, NC 28105-6851

Mortgage

Document Number	0000028945
Date	Mar 24, 2026
Book Page	40287/224
Instrument	2026028945

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2046

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 28, 2022
Property Address	1629 STEVENS RDG, MATTHEWS, NC 28105-6851
Document Number	0000168086
Book / Page	37854 / 385
Map Reference	MB 28 PG 21
Instrument Date	Dec 28, 2022
Instrument	2022168086
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9717 EMERALD POINT DR # DR3, DR3, CHARLOTTE, NC 28278-6554

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1629 STEVENS RDG, MATTHEWS, NC 28105-6851

Mortgage

Document Number	0000168087
Date	Dec 28, 2022
Instrument	2022168087

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$818,500 Land $175,000 Building $643,500	$818,500 Land $175,000 Building $643,500
2024	$6,184.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1629 Steven's Rdg in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2008–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1629 Steven's Rdg is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2025
Also Mapped Here	CHARLOTTE WATER
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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