Seminole County property record for 1601 Panther St, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,303 sqft · built 2003 |
| Lot Size | 3.8 acres (165,528 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100 (Nov 2012) |
| Tax Bill | $4,655 (2025) |
| Deeds & Mortgages | Aug 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-20-31-5BA-0000-147A |
| Primary APN | 25-20-31-5BA-0000-147A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,303 sqft Living Area |
| Gross Area | 4,042 sqft |
| Upper Floors Area | 680 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 165,528 sqft (3.8 acres) |
| Garage Type | Attached |
| Garage Area | 739 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 481 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1601 PANTHER ST |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-8432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 483.75 FT OF W 813.75 FT OF LOT 147 & E 20 FT OF W 713.765 FT OF LOT 148 BLACK HAMMOCK PB 1 PG 31 |
| Legal Subdivision | BLACK HAMMOCK |
| Legal Tract | 5BA |
| Legal Lot Number | 147 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21311 |
1601 Panther St is owned and occupied by an individual who bought it in November 2012.
Source: Seminole County records, as of March 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1601 PANTHER ST, OVIEDO, FL 32765-8432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2012 · Amount on File |
| Deed Sale | Nov 1, 2012 · Amount on File |
| Prior Sale | Oct 19, 2006 · Amount on File |
| Deed Book / Page | 7904 / 1233 |
| Prior Transfer Date | Oct 17, 2012 |
| Prior Transfer Doc | 0000071157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1601 PANTHER ST, OVIEDO, FL 32765-8432 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1601 PANTHER ST, OVIEDO, FL 32765-8432 |
| Document Number | 0104851490 |
|---|---|
| Date | Aug 4, 2023 |
| Book Page | 10485/1490 |
| Instrument | 2023072110 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | 74113 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.85% |
| Type Change Date | Sep 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 11.8% |
The 2025 property tax bill for 1601 Panther St was $4,655.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,655.00 | $358,920 | $767,732 Land $190,200 Building $577,532 |
| 2023 | $4,280.00 (+2.54%) Homeowner's exemption | $338,646 (+3%) | $712,223 (+2.99%) Land $167,376 Building $544,847 |
| 2022 | $4,174.00 Homeowner's exemption | $328,783 | $691,527 Land $152,160 Building $539,367 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1601 Panther St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 20 (2001–2024) |
| Claims Outside the SFHA | 15 of 20 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1601 Panther St is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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