Seminole County property record for 1050 Panther St, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,174 sqft · built 1991 |
| Lot Size | 3.93 acres (171,191 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $762,500 (May 2021) |
| Tax Bill | $13,537 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-20-31-5BA-0000-077A |
| Primary APN | 25-20-31-5BA-0000-077A |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,174 sqft Living Area |
| Gross Area | 4,768 sqft |
| 1st Floor Area | 3,573 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 171,191 sqft (3.93 acres) |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 1 sqft |
| Porch | Florida Room |
| Porch Area | 812 sqft |
| Patio Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Pole Barn | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1050 PANTHER ST |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-8305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | W 1/2 OF LOT 77 (LESS S 40 FT FOR RD) BLACK HAMMOCK PB 1 PG 31 |
| Legal Range | 31E |
| Legal Township | 20S |
| Legal Section | 25 |
| Legal Subdivision | BLACK HAMMOCK |
| Legal Tract | 5BA |
| Legal Lot Number | 77 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21311 |
1050 Panther St is owned and occupied by two individuals who acquired it in February 2024.
Source: Seminole County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1050 PANTHER ST, OVIEDO, FL 32765-8305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Apr 11, 2017 | Loan Modification, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2021 · Amount on File |
| Deed Sale | May 26, 2021 · Amount on File |
| Prior Sale | Dec 18, 2001 |
| Deed Document Number | 202170142 |
| Deed Book / Page | 9941 / 1723 |
| Last Transfer Date | Feb 15, 2024 |
| Transfer Doc | 0105810338 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Feb 16, 2024 |
| Property Address | 1050 PANTHER ST, OVIEDO, FL 32765-8305 |
| Document Number | 0105810338 |
| Book / Page | 10581 / 338 |
| Map Reference | MB 1 PG 31 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 2024014348 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1050 PANTHER ST, OVIEDO, FL 32765-8305 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 26, 2021 |
| Property Address | 1050 PANTHER ST, OVIEDO, FL 32765-8305 |
| Document Number | 0099411723 |
| Book / Page | 9941 / 1723 |
| Map Reference | MB 1 PG 31 |
| Instrument Date | Apr 19, 2021 |
| Instrument | 2021070142 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,337.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1050 PANTHER ST, 1050, OVIEDO, FL 32765-8305 |
| Name | Verified Name |
|---|---|
| Address | 15901 SW 81ST AVE, PALMETTO BAY, FL 33157-2212 |
| Document Number | 99411725 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 9941/1725 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1050 PANTHER ST, OVIEDO, FL 32765-8305 |
| Document Number | 0089191845 |
| Instrument Date | Apr 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 1050 PANTHER ST OVIEDO FL 327658305, OVIEDO, FL 32765-8305 |
| Document Number | 0089191845 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 008919/001845 |
| Instrument | 51644 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23285-5130 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
The 2025 property tax bill for 1050 Panther St was $13,537.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,537.00 | $844,847 | $902,678 Land $196,500 Building $706,178 |
| 2023 | $12,097.00 (+3.61%) Homeowner's exemption | $797,123 (+10.01%) | $797,123 (+2.85%) Land $172,920 Building $624,203 |
| 2022 | $11,676.00 | $724,560 | $775,013 Land $157,200 Building $617,813 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1050 Panther St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 20 (2001–2024) |
| Claims Outside the SFHA | 15 of 20 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1050 Panther St is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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