1601 N 15th St, Temple, TX 76501 Property Records

Bell County property record for 1601 N 15th St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,305 sqft · built 1956
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$248,700 (Feb 2021)
Tax Bill	$5,560 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0030030000`

Property Details

APN / Parcel Number

Primary APN	`0030030000`
Alternative APNs	`561630` `6603`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,305 sqft Living Area
Gross Area	2,785 sqft
1st Floor Area	2,305 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	130 ft deep x 118 ft wide
Garage Type	Carport
Garage Area	567 sqft
Carport	Carport
Carport Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1601 N 15TH ST
City	TEMPLE
State	TX
Zip	76501-1252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	J K CAMPBELL, BLOCK 001, LOT PT 5, 7, (S 1/2 OF 5 & N 68 OF 7), ACRES .35
Legal Subdivision	J K CAMPBELL
Legal Block	1
Legal Lot Number	5,7
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3001
Census Tract	20600

Owner

Source: Bell County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1601 N 15TH ST, TEMPLE, TX 76501-1252
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Jan 9, 2024	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Feb 2, 2021	Vendor's Lien, Transfer · FHA Mortgage SENTE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2021 · Amount on Record
Deed Sale	Feb 2, 2021 · Amount on Record
Deed Document Number	20216662
Prior Transfer Date	Jan 1, 2021
Prior Transfer Doc	0000006662
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1601 N 15TH ST, TEMPLE, TX 76501-1252
Transaction Type	Mortgage
Record Updated	Nov 5, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 N 15TH ST, TEMPLE, TX 76501-1252

Mortgage

Document Number	0000052880
Date	Oct 27, 2025
Instrument	2025052880

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1601 N 15TH ST, TEMPLE, TX 76501-1252
Transaction Type	Mortgage
Record Updated	Jan 24, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 N 15TH ST, TEMPLE, TX 76501-1252

Mortgage

Document Number	0000000971
Date	Jan 9, 2024
Instrument	2024000971

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Feb 1, 2051

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Feb 2, 2021
Property Address	1601 N 15TH ST, TEMPLE, TX 76501-1252
Document Number	0000006662
Instrument Date	Jan 1, 2021
Instrument	2021006662
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	TEXAS TITLE - THE PEARSON FIRM, TEXAS TITLE THE PEARSON FIRM

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	814 S 40TH ST, 814, TEMPLE, TX 76501-6241

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1601 N 15TH ST, TEMPLE, TX 76501-1252

Mortgage

Document Number	0000006663
Date	Feb 2, 2021
Instrument	2021006663

Lender

Name	SENTE MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Mortgage

Document Number	0000006664
Date	Feb 2, 2021
Instrument	2021006664

Lender

Name	TEXAS DEPARTMENT OF HSNG & CMNTY AFFAIRS
Type	Government Agency
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,560.00 (+5.76%)	$304,578 (+0.12%) Land $28,967 Building $275,611	$304,578 (+0.12%) Land $28,967 Building $275,611
2023	$5,257.00 (-19.78%) Homeowner's exemption	$304,228 Land $26,528 Building $277,700	$304,228 Land $26,528 Building $277,700
2022	$6,553.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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