1417 N 15th St, Temple, TX 76501 Property Records

Bell County property record for 1417 N 15th St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,501 sqft · built 1952
Lot Size	0.298 acres (13,000 sqft)
Owner	Individual Name on Record
Last Sale	$93,800 (Feb 2018)
Tax Bill	$2,003 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0030090000`

Property Details

APN / Parcel Number

Primary APN	`0030090000`
Alternative APNs	`840417` `99834`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,501 sqft Living Area
1st Floor Area	1,501 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Stone
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,000 sqft (0.298 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Canopy	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1417 N 15TH ST
City	TEMPLE
State	TX
Zip	76501-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	J K CAMPBELL, BLOCK 001, LOT 0013
Legal Subdivision	J K CAMPBELL
Legal Block	1
Legal Lot Number	13
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3001
Census Tract	20600

Owner

1417 N 15th St is owned and occupied by an individual who bought it in February 2018.

Source: Bell County records, as of September 23, 2026

Owner of Record	Individual Name on Record
Mailing Address	1417 N 15TH ST, TEMPLE, TX 76501-1248
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL NATIONAL BANK
Feb 28, 2018	Vendor's Lien, Transfer · ARM CENTRAL NATIONAL BANK
Jul 7, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2018 · Amount on Record
Deed Sale	Feb 28, 2018 · Amount on Record
Prior Sale	Mar 24, 2011 · Amount on Record
Deed Document Number	20187944
Prior Transfer Date	Jun 27, 2017
Prior Transfer Doc	0000028184
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Sep 9, 2026
Property Address	1417 N 15TH ST, TEMPLE, TX 76501-1248
Document Number	0000045613
Instrument Date	Sep 1, 2026
Instrument	202645613
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1417 N 15TH ST, TEMPLE, TX 76501-1248

Mortgage

Document Number	0000045613,
Date	Sep 9, 2026
Instrument	202645613

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1417 N 15TH ST, TEMPLE, TX 76501-1248
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060886
Date	Nov 4, 2020
Instrument	2020-00060886

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Address	TEMPLE, TX 76502

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

February 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Feb 28, 2018
Property Address	1417 N 15TH ST, TEMPLE, TX 76501-1248
Document Number	0000007944
Map Reference	VOL476 PG598
Instrument Date	Feb 26, 2018
Instrument	2018-00007944
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1728 BOTTOMS EAST RD, 1728, TROY, TX 76579-3005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1417 N 15TH ST, TEMPLE, TX 76501-1248

Mortgage

Document Number	0000007945
Date	Feb 28, 2018
Instrument	2018-00007945

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	May 1, 2023
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jul 7, 2017
Property Address	1417 N 15TH ST, TEMPLE, TX 76501-1248
Document Number	0000028184
Instrument Date	Jun 27, 2017
Instrument	28184
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1417 N 15TH ST TEMPLE TX 765011248, TEMPLE, TX 76501-1248

Tax Assessment & Valuation

The 2025 property tax bill for 1417 N 15th St was $2,003 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,003.00	$150,641	$187,977 Land $25,350 Building $162,627
2023	$1,684.00 (-24.14%) Homeowner's exemption	$187,906 Land $23,010 Building $164,896	$187,906 Land $23,010 Building $164,896
2022	$2,220.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1417 N 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1417 N 15th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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