1601 Elgin Ave, Joliet, IL 60432 Property Records

Will County property record for 1601 Elgin Ave, Joliet, IL 60432

Property Summary

Property Type	Single Family Home
Details	616 sqft · built 1920
Lot Size	0.08 acres (3,487 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Dec 2020)
Tax Bill	$3,604 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-07-12-118-040`

Property Details

APN / Parcel Number

Primary APN	`30-07-12-118-040`
Alternative APN	`07121180400000`

Interior

Stories	2 Stories
Building Area	616 sqft
Gross Area	1,232 sqft
Basement Area	616 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	3,487 sqft (0.08 acres)
Lot Dimensions	125 ft deep x 34 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1601 ELGIN AVE
City	JOLIET
State	IL
Zip	60432-2157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 IN FAIR ACRES, BEING A PART OF THE W1/2 OF THE NW1/4 OF SEC 12, T35N-R10E.
Legal Range	10E
Legal Township	35N
Legal Section	12
Legal Subdivision	FAIRACRES
Legal Lot Number	1
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	1
Census Block	1038
Census Tract	882200

Owner

1601 Elgin Ave is owned and occupied by an individual who bought it in December 2020.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1601 ELGIN AVE, JOLIET, IL 60432-2157
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2020 · Amount on File
Deed Sale	Dec 22, 2020 · Amount on File
Deed Document Number	2020117613
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Dec 22, 2020
Property Address	1601 ELGIN AVE, JOLIET, IL 60432-2157
Document Number	0000117613
Instrument Date	Nov 24, 2020
Instrument	R2020117613
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	AFFINITY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 ELGIN AVE, JOLIET, IL 60432-2157
Investor	Possibly a Property Investor

Mortgage

Document Number	0000117614
Date	Dec 22, 2020
Instrument	R2020117614

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1601 Elgin Ave was $3,604.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,604.00	$53,787 (+9.3%) Land $5,852 Building $47,935	$161,361 (+9.3%) Land $17,556 Building $143,805
2024		$49,210 Land $5,354 Building $43,856	$147,630 Land $16,062 Building $131,568
2022	$3,090.00 Homeowner's exemption	$39,550 Land $4,303 Building $35,247	$118,650 Land $12,909 Building $105,741

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1601 Elgin Ave in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	22 (1981–2006)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Jul 2006 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 1996 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1601 Elgin Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20