1600 Elgin Ave, Joliet, IL 60432 Property Records

Will County property record for 1600 Elgin Ave, Joliet, IL 60432

Property Summary

Property TypeSingle Family Home
Details1 ba · 720 sqft · built 1950
Lot Size0.08 acres (3,376 sqft)
OwnerIndividual Name on File
Last Sale$197,000 (Sep 2025)
Tax Bill$2,888 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-07-12-127-001

Property Details

APN / Parcel Number

Primary APN30-07-12-127-001
Alternative APN
  • 07121270010000

Interior

Full Baths1 Bath
Stories1 Story
Building Area720 sqft
Basement Area720 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area3,376 sqft (0.08 acres)
Lot Dimensions130 ft deep x 35 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1600 ELGIN AVE
CityJOLIET
StateIL
Zip60432-2158
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 126 IN FAIR ACRES, BEING A SUB OF PRT OF THE W1/2 OF THE NW1/4 OF SEC. 12, T35N-R10E.
Legal Range10E
Legal Township35N
Legal Section12
Legal SubdivisionFAIR ACRE
Legal Lot Number126
JurisdictionWILL IL
Township / Civil DivisionJOLIET
Census Block Group1
Census Block1055
Census Tract882200

Owner

1600 Elgin Ave is owned by an individual who bought it in September 2025.

Source: Will County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address9403 CHESTNUT AVE, FRANKLIN PARK, IL 60131-2983
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2025 · Amount on File
Deed SaleSep 10, 2025 · Amount on File
Prior SaleMay 17, 2024 · Amount on File
Deed Document Number202549780
Prior Transfer DateFeb 12, 2015
Prior Transfer Doc0000015034
Record UpdatedOct 29, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateSep 10, 2025
Property Address1600 ELGIN AVE, JOLIET, IL 60432-2158
Document Number0000049780
Map ReferenceDOC232243 MB15 PG26
Instrument DateJul 23, 2025
InstrumentR2025049780
Transaction TypeTransfer
Record UpdatedSep 24, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$197.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1600 ELGIN AVE, JOLIET, IL 60432-2158

Mortgage

Document Number0000049781
DateSep 10, 2025
InstrumentR2025049781
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term299 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate
Rate7.75%

Mortgage

Document Number0000049782
DateSep 10, 2025
InstrumentR2025049782
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term299 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1600 Elgin Ave was $2,888, up 4.2% from the year before.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionJoliet Township
Elementary School DistrictJoliet Public School District 86 (PK - 08)
Secondary School DistrictJoliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,888.00 (+4.18%)$36,688 (+9.3%) Land $7,231 Building $29,457$110,064 (+9.3%) Land $21,693 Building $88,371
2024$2,772.00$33,567 Land $6,616 Building $26,951$100,701 Land $19,848 Building $80,853
2022$2,485.00$26,978 Land $5,317 Building $21,661$80,934 Land $15,951 Building $64,983

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1600 Elgin Ave in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims22 (1981–2006)
Claims Outside the SFHA4 of 22
Most Recent ClaimJul 2006 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1600 Elgin Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOLIET
serves 160,000 people · EPA ID IL1970450
Water SourceGroundwater
Last State InspectionNov 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Bertram Communications
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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