1601 E Oakland Ave, Bloomington, IL 61701 Property Records

McLean County property record for 1601 E Oakland Ave, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,955 sqft · built 1955
Lot Size	0.14 acres (6,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,000 (Oct 2025)
Tax Bill	$5,657 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-10-205-001`

Property Details

APN / Parcel Number

Primary APN	`21-10-205-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,955 sqft Living Area
1st Floor Area	1,222 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	6,106 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 47 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1601 E OAKLAND AVE
City	BLOOMINGTON
State	IL
Zip	61701-5617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	OAKLAND SUB LOT 2 BLK 1
Legal Range	02E
Legal Township	23N
Legal Section	10
Legal Subdivision	OAKLAND SUB
Legal Block	1
Legal Lot Number	2
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2003
Census Tract	5800

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1601 E OAKLAND AVE, BLOOMINGTON, IL 61701-5617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Apr 2, 2024	Executor's Deed, Transfer · Conventional Mortgage ILLINOIS STATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2025 · Amount on Record
Deed Sale	Oct 22, 2025 · Amount on Record
Prior Sale	Apr 2, 2024 · Amount on Record
Deed Document Number	202515058
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 22, 2025
Property Address	1601 E OAKLAND AVE, BLOOMINGTON, IL 61701-5617
Document Number	202500015058
Map Reference	DOC 11899
Instrument Date	Oct 10, 2025
Instrument	2025-00015058
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	UNKNOWN, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1601 E OAKLAND AVE, BLOOMINGTON, IL 61701-5617

Mortgage

Document Number	202500015059
Date	Oct 22, 2025
Instrument	2025-00015059

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.12%

April 2024: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 2, 2024
Property Address	1601 E OAKLAND AVE, BLOOMINGTON, IL 61701-5617
Document Number	202400003758
Map Reference	DOC 11899
Instrument Date	Mar 11, 2024
Instrument	2024-00003758
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 E OAKLAND AVE, BLOOMINGTON, IL 61701-5617

Mortgage

Document Number	202400003759
Date	Apr 2, 2024
Instrument	2024-00003759

Lender

Name	ILLINOIS STATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.37%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,787 (+7.94%) Land $12,025 Building $69,762	$245,361 (+7.94%) Land $36,075 Building $209,286
2024	$5,657.00 (+9.97%)	$75,774 (+12.17%) Land $11,141 Building $64,633	$227,322 (+12.17%) Land $33,423 Building $193,899
2023	$5,144.00 (+9.08%)	$67,550 (+9.84%) Land $9,932 Building $57,618	$202,650 (+9.84%) Land $29,796 Building $172,854
2022	$4,716.00	$61,501 Land $9,042 Building $52,459	$184,503 Land $27,126 Building $157,377

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Watch TV.

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